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35 life lessons I wish I learned years earlier

My name is Jared A. Brock. Having just turned 35, I sat down to reflect on everything I’ve learned so far and made a list of the things I wish I learned far sooner. None of these are rules or commands for you to follow, just personal reflections from a decade of journaling. I hope they save you a lot of time, energy, and struggle:

1. “Save the best for last” is terrible advice.

A French monk taught me this one. Every morning, I put on the newest pair of socks in my drawer. Why wear the rattiest pair? When I sit down to eat, I eat the tastiest bits first. Why let them get cold? After every shower, I put on my favorite clean t-shirt. I have a great bottle of 10-year-old Laphroaig scotch in my cupboard, but I probably won’t drink it for months because I received two bottles of reactor-aged Lost Spirits single malt for Christmas.
Why? Because life is hard enough and we aren’t promised tomorrow. This doesn’t mean we should throw caution to the wind and “live in the moment” at all times, but it does mean we should try to find the golden middle and glean a little bit of pleasure from every day we’re blessed to live. “Save the best for last” is poverty-mentality thinking. It expects worse in the future. Enjoy the best right now — in your marriage, parenting, work, travel, faith, friendship, contribution. Keep all the chips on the table. Be ready at all times to leave without regret.

2. Tools use us.

A hammer literally cannot hit a nail without using a human. A saw cannot cut through a board without using a human. A phone cannot deliver ads without using a human.

3. Avoid false dichotomies.

When given two great options, choose both. When given two horrible options, choose neither.

4. Failure is overcome by one word.

“Next.”

5. Ambition is ruinous for your happiness.

Most goal-setters (myself included) live much of life in anticipation of tomorrow, and when that day arrives, they’re either disappointed by their failures or underwhelmed by their successes.
Instead: trust the process. Whiskey, pasta, bread, beer, and cereal all require just two ingredients — wheat and water — but the outcome is completely different based on the process. Identity precedes action. Determine what you want to be, then find the process that will get you there every single time.

6. Forget what the market wants.

Listen to your gut. Your body knows the difference between good and great. Someone said you should never record a song or code an app or write an article unless it makes you laugh, cry, or orgasm. If an idea doesn’t move you, it won’t move an audience, no matter how “commercial” you think it is.

7. Give yourself a shove.

The best way to eat more candy, drink more vodka, and smoke more cigarettes is to leave them in the middle of the kitchen counter.
You get it. Willpower is useless. Instead, line up a series of little nudges to automatically get you through your day. If you want to work out, leave your shorts by the door or your cleats in your fridge. My blue diode glasses rest on top of my laptop so I have to protect my eyes before logging online. I can’t not see my vitamins when I brush my teeth, or chia seeds when I reach for the Brita. There’s a book beside my bed, toilet, desk, and car’s gear shifter.
Line up enough nudges and you can shove yourself in the right direction.

8. Grandma didn’t use toilet paper.

She used pages from the Sears catalog. Splinter-free wasn’t available until 1935. The Romans used sponges. The Greeks used clay. Francois Rabelais recommended using “the neck of a goose.” Arabians used their left hand.
Never assume our extremely unique cultural moment is “normal.”

9. Ninety-nine isn’t enough.

Water boils at 100 degrees Celcius. The difference between 99 and 100 is the difference between zero and one. Not-boiling, boiling.
Corollary: 101 doesn’t make it any more boiling.

10. Old people know better.

Honoring our elders is one of the most underrated practices in our newness-obsessed society. Sure, there are a ton of old crazy far-right conspiracy theorists, but there are also good people who have survived four wars, six recessions, and twelve presidents and are somehow still smiling. Get to know them.
Also: meet your old-person self. I try to invent a new word every week — one of them is preflection. To ponder the present through the eyes of your future self. Take an hour in silence to listen to your eighty-year-old self. They might know something you don’t.

11. Fire all your employees.

The employer-employee relationship creates an unhealthy power dynamic between humans that simply didn’t exist when we worked cooperatively to feed our clan or village. I love my work life so much more now that I only work with independent entrepreneurs who are my equals. For me, it’s either a one-man show (my writing business), an equal partnership (my film company), or a co-operative endeavor. Life’s too short to be a boss or be bossed around.

12. Accept that you are a voracious locust of doom.

Nail a roll of paper to the wall and write down everything you consume for a year — food, toilet paper, electricity, car fuel, movies, music, social media content, other people’s time, everything. See what I mean?
Saint Augustine said that the human heart can only fully be satisfied by one thing aside from God himself: everything. All the sex, all the money, all the power, all the possessions, all the glory. All of it. Nothing short of everything could ever fully satiate the human heart. We are wired for more.
Understanding this truth is the first step toward real contentment.

13. Awkward is awesome.

My best friend says that The Office gave society a beautiful gift: the ability to embrace cringe. When you meet someone new and it’s slightly weird, pretend you’re Michael Scott. Just glory and bask in the discomfort.
You can awkward-proof your life by being bold: Ask for discounts. Ask for refunds. Ask for phone numbers. Ask for pay raises. Ask inappropriate questions at inappropriate times. Lather yourself in awkward and pretty soon nothing sticks.

14. Happiness isn’t the purpose of life.

Hitler really was following his bliss by offing millions of Jews. I’m sure Jeffrey Dahmer genuinely enjoyed the taste of human flesh. Bernie Madoff seemed content to bilk charities for decades.
Happiness isn’t the purpose of life. It’s not even in the top ten. Happiness is a seasonal fruit, not a foundational root. Find firm and fertile ground.

15. There is no ugly.

My grandpa re-proposed to my grandma on their fiftieth wedding anniversary and called her the most beautiful woman he’s ever known. Old wrinkly grandma? Yes. Because we choose our definition of beauty through our thoughts, disciplines, habits, and patterns, be they conscious or otherwise.

16. We are what we consume.

The statistical average American is a walking bodybag of sugar, alcohol, caffeine, porn, pills, and digital stimulus. Imagine how different life would be if our only inputs were nature, sleep, sunlight, organic food, and embodied human interaction?
Guard your inputs carefully.

17. We’re going to die quite soon.

Make sure you live first. Practicing memento mori will help.

18. Fame is poison.

One in four Gen Zers thinks they’ll be famous by age 25. One in 3.9999999 Gen Zers are going to have a miserably disappointing life.
Why do people desire the attention of strangers? Because we all need to love and be loved, to know and be known, but are too afraid to risk personal heartbreak to seek it out. Attention is not affection. Influence is not intimacy.

19. Boomers are to blame for half our troubles.

The Me Generation took a free ride at the planet’s expense and are hellbent on taking the rest of it with them. They’re statistically low on empathy — blame the lead, asbestos, and hairspray if you must — but at least acknowledge the reality that life is hard for everyone, and no one has it easier.

20. Children are dope.

Kids are the blood transfusion in our sick system. We need to stop manipulating, brainwashing, colonizing, and propagandizing them, and learn from them instead.

21. It doesn’t have to hurt.

Joy is a choice.

22. Watch comedy before calls and meetings.

Five minutes of gut-busting laughter will prime you for even the most tedious conference call. Your co-workers and customers all have tough lives like everybody else, so brighten their day by pre-brightening your own.

23. No ragrets.

Tattoo it on your neck. Most people play it far too safe. Instead: optimize your life for the least number of regrets and the most amount of selfless contribution.

24. There are better ways to vote.

I’ve manned several local voting stations, and I’ve also hob-nobbed with politicians in Canada, America, and the UK. The reality is that they don’t work for us. They work for their corporate sponsors and private interests.
Democracy isn’t dead. It just hasn’t happened yet, with all attempts to date being stillborn or aborted. Democracy = one voice one vote. Athens wasn’t a democracy — women, slaves, and tenants had zero say. America isn’t a democracy either — no representative system is, because it’s far too easy for private interests to buy politicians. The charade of voting is illusory. All elections are sham elections.
So what to do? Vote with your money and time and attention. One sham vote every four years versus tens of thousands of dollar-votes each year? It’s a no-brainer. My wife and I haven’t stepped foot in a Walmart in more than a decade because thousands of its suppliers are based in China, the billionaire heirs are anti-democratic tax-avoiders, and they treat their employees like indentured servants. Vote for pro-democracy third-party candidates if you must — just understand the game, and vote in the ways that actually matter.

25. Everything easy has already been done.

So run a little further.
And if it hasn’t been done, it won’t be as easy as it appears. The question to ask is: what’s been standing in the way this whole time? Achievement is all about knocking down obstacles. Just make sure what’s on the other side is rightly worth the effort.

26. Broccoli still tastes terrible.

But you’re not a child anymore. Adults do hard things.

27. Fixed-order scheduling > fixed-hour scheduling.

Discipline is great, but it’s also subject to the law of diminishing returns. Life is just too dynamic to schedule with military precision. Free yourself from the tyranny of “only people who wake up at 5 AM are successful.”
All hours are not created equal. It depends on your sleep drive and chronotype. Know yourself. Unapologetically get more sleep, then do your best work at your best time in your best state.

28. “Freedom” isn’t freedom.

America wasn’t founded on freedom. America was founded on violent autonomy.
The ancient Greeks had an entirely different definition of freedom: it was the ability to choose the right regardless of circumstance.
“We talk about freedom all the time, but we’ve stopped talking about freedom a long time ago. Now we’re talking about autonomy. Freedom is different than autonomy. Freedom has boundaries. Truth is one of those boundaries. And morality is one of those boundaries. Autonomy is the ability to do whatever you want whenever you want in whatever way you want. The problem is this: If I’m autonomous and another person is autonomous, and I have preferences and those matter more than the truth, and that person has preferences and their preferences matter more than the truth, when two autonomous preference-seeking beings come together and their preferences don’t match, who is going to win? If truth is on the bottom shelf, truth won’t decide. What will decide will be power. And isn’t it ironic that in our quest for “freedom”, someone gets enslaved?” — Abdu Murray

29. The Marines were right: slow is smooth, smooth is fast.

As teenagers, my friend Tyler and I were in a hurry to get somewhere quickly so we drove 120+ miles per hour for forty-five straight minutes before nearly crashing when the speed burned a footlong gash through the tire. By the time we replaced it with a spare, we were late to our destination by more than an hour.
But nevermind driving. Pump the life-brakes sometimes, or at least, let off the gas. You might get there faster, with less wear-and-tear on the engine.

30. The quest for wealth is destroying life.

We’ve commodified land, water, shelter, clothing, art, time, and nearly everything else. Very little remains, and it’s amassing into fewer hands.
We need a shared global vision. My invented word for it is benevitae: the sustainable flourishing of all creation. Our collective goal should be socioenviroeconomic sustainability. Where to start? We’d do well to let biology determine ecological sustainability and real democracy to determine economic fairness. Our current trajectory is worse than the Space Shuttle Challenger.

31. Most “leaders” aren’t leaders.

Celebrities, politicians, and book-hocking business gurus all call themselves leaders. They’re not.
Real leadership is influence that serves. True leaders are selfless and servant-hearted. They put the best interests of others ahead of their own. Politics and media, by comparison, attracts sociopaths like flies to firelight. Never give power to those who seek it. Nearly everyone worth following is dead.

32. Divide-and-conquer is a business model.

Near the end of high school, dozen friends and I binge-watched multiple seasons of LOST in our friend Mike’s basement. It was one of the most hilarious, riotous, enjoyable experiences we had as a group.
And it was the last show we ever watched together.
People used to go to restaurants in large numbers, to the movies by the dozen, climbing over each other for one of the limited video game controllers, packing out our churches, cheering on our sports teams by the busload. We were almost never alone, and we were far happier. Now we order in, watch Netflix, stream Minecraft, catch the highlights, watch porn, and go to bed. It’s killing us.
Resist the urge to be alone. It’s too easy, and it’s the exact opposite of what we really need. The #1 thing that’s correlated to human happiness is human togetherness.

33. Self-improvement won’t save us.

The great lie of individualist-consumerist culture is that we can improve our way to personal perfection and communal utopia. But it’s incrementalism at best.
It’s just chasing infinity.

34. We know nothing +/-.

On the scale of all that is known, and all that is knowable, our individual understanding is essentially mathematically zero. The entirety of human knowledge is a rounding error.
This is the beginning of humility.

35. The sun is not on fire

I was at an observatory in the Davis Mountains in Texas, and it was the first time I’d paid attention to astronomy since grade school. For three decades, I’d wrongly assumed the sun was a giant ball of flames.
But there’s no fire in space because there’s no oxygen in space. (It just looks like fire because of how our eyes perceive light through the atmosphere and prism.) As I stared at the real-time image of the sun on the observatory wall, I nearly wept. The sun actually looks like a giant, boiling, grey brain.
And then it hit me: I have so many assumptions to set aside and so much left to learn. So pay attention. Don’t worship the “question everything” mantra, but instead spend your life seeking truth, and wisdom, and understanding.
You know what you need to do to get where you want to be.
submitted by JayBrock to selfimprovement [link] [comments]

I am in my early 30s, make $75k a year ($120k joint), live in the South, work as a Development Director, and hate capitalism but love a little luxury!

Edited to remove the tables because when I obsessively checked this post on my phone I couldn't read them?? Also I tried to, but was prevented from, editing the title. I know it looks sanctimonious but that's just one small part of my personality I swear. D:
❤️ Section 1: Assets and Debt
Total Net Worth: $30,875 - all equity.
Retirement Balance: $0 for me; $20,500 for my husband in the state pension program for teachers. (My partner, L, has been paying into the state teachers' pension system for 5 years. For most of my 20s, I either worked at very low-paying jobs, or supported myself and others on a teacher’s salary, so no retirement for me. My current job does not have a retirement program, but one of my goals for this year is to either start a Roth IRA or get a new job with a 401k match… or maybe both?)
Savings Account Balance: $23,733 We’re moving this summer to a city closer to our families, and are saving all we can for a down payment on a dreamy spot. After we move, some amount of what’s left over will go into a retirement fund, and the rest will stay in this HYSA as our emergency fund. For us, three months of expenses, including childcare, is about $18,000.
Checking Account Balance: $455
Credit Card Debt: n/a, pay off each month
Student Loan Debt: $80,000 for L’s undergrad and MAT. $18,000 for my undergrad and (unfinished) MAT. (My undergrad degrees were mostly covered by the Pell Grant, scholarships, and a $10,000 529 from my parents. L was a nontraditional student - didn’t start undergrad until he was 24 - so none of his was covered. Most of my debt is for a MAT program I dropped out of after one year. I was trying to find any way out of teaching at the time (it is demanding, all-consuming, and carceral at once) and thought a PhD would be my only route. When I got my current job I promptly left the program and any dreams of a PhD behind.)
Equity: $83,875 (This number is from an online equity calculator, and is for our house in a very popular neighborhood in a very popular city. Our outstanding debt on the house is $295,000. We put our whole savings down in 2019, which was $9,000 at the time.)
❤️ Section 2: Income
Monthly Take Home: My base pay is $65,000, and L’s is $45,000. I worked a side gig last year that totaled about $10k in additional compensation; all of it went to savings so we don't budget for it. My take home is $4096/month for my full time job, and my current side gig income (grant writing) is variable, between $300 and $600 a month. L’s take home is $2262/month. My health insurance is paid in full by work. L’s insurance and B’s come out of L’s paycheck, as does L’s retirement contribution.
Income Progression: I’ve been working since I was 15 years old, moved out for college at 18, and paid my own bills starting that year. I won’t include that money here though (it was like $12,000 a year as a college student, for reference). Income below starts when I graduated with two BAs that had nothing to do with teaching.
Year 1: $15,600 (part time ABA therapist, full time baby anarchist)
Year 2: $32,000 (year 1 teacher salary: I accepted a spot in Teach for America for this giant salary even though I thought it was an obnoxious neoliberal org. Yes, I was also obnoxious at the time.)
Year 3: $33,000 (teacher, step increase)
Year 4: $34,000 (teacher, step increase)
Year 5: $35,000 (teacher, step increase)
Year 6: $15,000 (community organizer; at the time this felt like a dream job)
Year 7: $20,000 (community organizer & cafe worker)
Year 8: $40,000 (back to teaching, felt rich; this includes a side hustle writing grants on the side for $50 an hour)
Year 9: $45,000 (left teaching for my current job, quit the grants side hustle)
Year 10: $55,000 (got a raise, got pregnant)
Year 11: $65,000 (got a raise and promotion, had a baby)
Year 12: $75,000 (was promoted again in January but waiting on the pay increase to hit, hopefully with backdating. This money diary doesn’t reflect this salary as it hasn’t been reflected in my check yet)
❤️ Section 3: Expenses
Mortgage/PMI/Insurance: $2,110
Retirement Contribution: n/a (L’s retirement is pulled out of his check before he receives it: it’s $169 a month. Right now, I don’t have a retirement contribution)
Savings Contribution: $1000 to main savings, $400 to sinking fund (This is a super aggressive goal for us and is only possible because our childcare costs are covered by work)
Debt Payments: n/a right now (We have student loans to the tune of $100k but haven’t been paying a dime since they were paused due to COVID. But then the other day I checked and saw they've gained interest? Should we be paying them then? WWJD? I legit don’t know.)
Electric: $130
Internet: $100
Cellphone: $65 (For L & I both. We are on a bigass family plan with 40 gajillion other people.)
Subscriptions: $45 ($10 Spotify; $10 Youtube music; $2.99 Apple data (Why?!); $22 NYT (for newspaper and cooking app); also have a split subscription to the New Yorker with bestie F but we paid for a yearly deal.)
Car Payment and Insurance: $150 for a car payment; $202 for insurance (Insurance covers both of our used cars and my dad’s used handicap van. Our car payment is for our used Honda. We only owe $6,850 on the car and I’m back and forth on whether to pay it off with savings)
Medical/Therapy: $0 (My therapist is $140 a session, and I just started seeing her again once a month, but this is reimbursed by work. I also get an inhaler at least twice a month - that’s reimbursed too, costs $60 total.)
Misfits Market: $120 (For a weekly box, which really helps us cut down on overall grocery cost)
Gym membership: $30 (For my intense local yoga studio’s app which is so great in the winter. We also run and bike a lot, as long as it’s warm enough)
Donations: $100 (We give monthly to our local Democratic Socialists of America; the Working Families Party; and a small, local org. I’m also on an organizing committee for that org. We’ll give them one big gift of at least $250 this year, probably in May. I support a couple organizations with grant writing and grant-finding support as much as I can, which usually amounts to a few hours a month.)
Childcare: $0 B goes to a very precious Montessori preschool, and we can walk him there. It’s pricey af ($1300/month). The other $200 is to account for some babysitting from my little sister when L or I have to work weird hours. For now, work reimburses this full amount as a COVID perk; if that changes, we will have to cut costs significantly.
House cleaner: $160 (They come twice a month and charge $80 each time.)
❤️ Section 4: Money Diary
NOTE: We are masked and afraid everywhere we go.
DAY 1: THURSDAY✨
4:20 am: Good morning world! I shuffle into the kitchen in my panties and my slippers to fill up the gooseneck kettle. I recently got into pour over coffee even though it’s quite a commitment. With a toddler, a full-time job, and a Libra sun, I don’t really have time for meditative morning routines. This lengthy, half-naked coffee regimen is my closest attempt. As soon as I get the coffee brewing, our 18 month old, B, starts making noise. I open the door and see he’s got his pacifier in his mouth and his pillow in his arms. He wants to lay with Dada. I help him get in the bed with my husband, L, as quietly as possible. Last week L was super sick and we thought for sure he had picked up COVID. Blessedly all of our tests came back negative, but on the heels of that, he started having major tooth pain and had to have an emergency tooth extraction, AND he got an ear infection as he was coming down from whatever virus he had. I hate it :(
I get dressed and do some chores while they snooze to ease L's morning. I start the diaper laundry (usually his job - we use cloth), put away the dishes, start the Eufy vacuum, and get B and L’s breakfasts together: sunbutter and a little bit of syrup on some banana pancakes I prepped earlier this week.
6:30 am: B and L are up! The hour before we take B to preschool is kind of a marathon. L eats with B (and supervises his syrup consumption) as I clean out some more dirty diapers, brush my teeth, make another cup of coffee, strip our sheets, spray my hair with water to refresh the curl, return a few group texts, and wash some breakfast dishes. Somewhere in here I also eat two boiled eggs with Everything But the Bagel seasoning, and a bunch of grapes.
I help L get B loaded up in the car, and just as they pull off, my parents Facetime me. They’re calling to see B but are polite enough to talk to me for a few minutes. They live a few hours away, and are divorced, but cohabitating. The full story is long and spiritual for me so I’ll spare you. Anyway, my mom and I talk for a while about this couch she thinks I should buy from one of her friends, but it’s two hours away and we’d have to rent a U-Haul, so I think we’ll pass. I do hate our current couch though. Please drop comfy toddler- and dog-friendly recommendations in the comments!
8:15 am: I set out to walk the dog and listen to the Daily’s recent update on the coronavirus. Donald G. McNeill, Jr., says we’re in this through the summer, which is a bummer on the personal and global front, but I suppose it could be worse??? Maybe?? As soon as they finish talking I switch over to You’re Wrong About. I’m deep in the Jessica Simpson series and highly recommend this pod for any other nerdy, lefty, kinda burnt out millennials, especially those of you that are queer or queer-adjacent. Once home, I take my whole operation onto the front porch to work, since the cleaner will be here soon and I don’t want to crowd her in this time of COVID. I LOVE a clean house and I love paying someone else to do the big stuff, which is a recent luxury for us.
11:00 am: I’ve been working steadily in my email and google docs for a couple hours now, and it’s COLD out here. The cleaner leaves and I am grateful to go back into the heat. I Venmo her $80 for the cleaning (included in monthly expenses). I take a break from work and check out the job boards. My current job is the best, and highest-paying, gig I’ve ever had, but I’m planning to leave some time this year for several reasons. The premier reason: I recently learned that I’m qualified for several positions that pay over $100k at similar organizations. With that kind of money we could pay off our student loans, help our families out more, make sizable donations, and L could explore a career outside of teaching without freaking about a slight cut in his pay for a few years as he finds his niche. Or - maybe he’ll get into Edtech somehow and we’ll join Resource Generation. Who knows.
12:30 pm: I have a quick break and pull together lunch: half a cheese quesadilla, a big bowl of Smitten Kitchen’s roasted tomato soup, and a LimonCello LaCroix. L is on his planning period and asks me to edit his most recent job application, and I oblige. Since we’re both job hunting, I ask him if I can buy a resume template and guide on Etsy. I have sworn off online shopping for the year to curb my impulse spending, but he says we’ll just count this one as his purchase. Great news because I hate the formatting of my resume from 2016 and don’t want to fix it myself! $9.95
3:30 pm: My Zooms are over, my inbox is at 0, and I put up my out of office message because I’m taking the day off tomorrow to work on my resume and do some things to prep our house for sale. My high-functioning anxiety created an ambitious backwards timeline for this process back in December, and that timeline currently runs my life. I work for a few more minutes to tie up loose ends, and then walk O to a nearby shop to buy my favorite candle, curbside-style. When I get there the owner gives me some percentage off because it’s slightly discolored from the sun. Huzzah! $27.25, marked down from $40
4:45 pm: My angel of a baby sister, J, who lives just a few blocks away and is in a pod with us, comes to hang out with B for an hour so L can rest. I head to my good friend D’s place for my investment overalls appointment. She's going to alter their awkward wide leg into more of a tapered, mom jean shape. I have a capsule wardrobe which means I’ll wear these babies at least once a week, and plus I get to pay my friend, so I’m fine with the extra expense. When I arrive, she and her partner have the fire pit going, and we drink a couple glasses of wine together, yet more than 6 feet apart. I learn they are planning to move to the same new city as us in the next couple of years and legit cry happy tears.
Afterwards, I head out to pick up dinner for tonight. We are getting burgers from L’s favorite place as a treat. On my way, the WOLF MOON appears over the water and my stomach does triple flips. Then I pick up our dinner: a veggie burger with eggplant jam and kale for me; a real-meat burger with mushrooms, bacon, swiss, carmelized onion, and horseradish mayo for L; and an appetizer plate with pretzels, pimento cheese, onion jam, pickles, and chips for B. Delicious and unhealthy. The total is $34.54.
6:30: Home and eating dinner. B loves his meal, especially the “chokes.” He calls pretzels “chokes” because when L first started feeding them to him, I worried aloud that he would choke every time. I just couldn’t stop thinking about how a pretzel almost took out George W. Bush. Turns out our toddler is better at chewing than George W. Bush.
After dinner, L gives B a bubble bath while I do my own, very minimal, bedtime routine. Then L and I lay down with B to put him to sleep. He has a floor bed, which is a Montessori thing I learned about on mom blogs. L is a very hot and talented woodworker, so he took my floor bed dream to the next level by building a lovely house-shaped frame. The top beam is wrapped in twinkle lights and fake ivy. It’s a nice place to sleep, and we pass out here all the time.
10:30 pm: L wakes me up and we wander to our own bed.
🌿 DAILY TOTAL: 71.74
DAY 2: FRIDAY
4:15 am: Wake up and go look at the clock. Decide this is a silly time to get up on a day off, drink some water, and go lay back down. But once in bed all I can think about is how much I want to read the news, organize my resume, and update this money diary. This is the problem with falling asleep at toddler time. So I get up again at 4:45, make my coffee, read a New Yorker article about Biden’s pandemic response on my phone, and sit down to work on this diary.
6:00 am: L wakes up! He works on breakfast for himself and B and I start meal planning for the month. This is one of my best and most recent life hacks. I found that if I chart out our cooking, weekly takeout, and leftovers at the start of the month, we save lots of money and are so much less stressed about the labor that goes into feeding ourselves. I pull out Smitten Kitchen Every Day and use it to inspire the month’s meals. So quaint to cook from an actual BOOK.
6:45 am: B walks out of our room and announces that he drank my water off the side table. He’s so proud! And so ready to eat. While he eats breakfast, I snack on some grapes and, at B’s request, blast 7 Days A Week by They Might Be Giants. This is the consummate children’s song for any household that dreams of a self-determined world. Over the next hour I take B to school; make myself a real breakfast (a soy chorizo and egg taco); and browse TikTok. Eventually I find a series about this Gamestop situation by a smart Irish woman and L and I watch it together. When it’s over we feel like shrewd stock brokers ready to win money, and L gets to work teaching virtually.
I spend the morning painting our front door and our kitchen wall to prep our house to sell, and talking to my (other) little sister on the phone. She’s an HR person with a job that’s taken her far away from our family, and we don’t talk that often. It is so good to catch up on her life. After that I have a fun, day-off Zoom call with longtime bestie and coworker K. We drink coffee and talk about The Future.
12:30 pm: I make lunch (tomato soup with goat cheese on top, and a savory scone on the side) and get a text from another bestie, M, who offers me a little grant writing contract work this week. Yay! I love them and love working with them. Next, I order our groceries for the week. I get baking powder, eggs, cremini mushrooms, vegan sausage patties, oat milk, ginger root, shredded cheddar cheese, plantains, black beans, doggy bags, broccoli, vegan chicken strips, artichoke hearts, roasted red peppers, capers, ciabatta bread, grits, bananas, avocados, greek yogurt, and on impulse, a pineapple on sale (?!). Maybe B will love it. The total comes to $94.08.
1:15 pm: I do a brief power vinyasa class in B’s room and take a shower. It takes me approximately two Drake songs to shower and dry off, as I don’t have to wash my hair today and I never shave. I work on my resume until L and I leave to pick up B. On the way home we stop at the park to play, and then we all get in the car to pick up groceries.
6:30 pm: We get home later than planned and eat together: leftover tofu ramen for us and veggie lasagna for B, who is so sleepy that he hardly touches his lasagna. L gets him in the bath around 7:15 and I run through my evening routine. There’s a lot going on in the house - preschool lunch and clothes to put up, a mountain of laundry in our room, all of the groceries for the week waiting to be put away, and dinner dishes are languishing in the sink. L starts on chores while I get B dressed.
As I’m dressing B, my mom Facetimes and B shows her several of his board books. While we’re talking my dad texts me a heart emoji - he overheard B and my mom talking from his room. He lives with a disability and a painful illness, so he goes to bed very early. We hang up with my mom and record a video of B making “P” sounds and saying “I love you” to my dad, and send it over. This is the first time B’s ever said “I love you!” Huge news. We read books and fall asleep next to B.
9 pm: I wake up and nudge L but he wants to keep sleeping. I go clean the dinner dishes, put away the food and reorganize the cabinets and fridge, and mop the kitchen floor while I listen to The Daily’s latest reporting on QAnon believers who are at once totally bananagrams and also remind me very much of my aunt. L wakes up at 9:30 because he and Y, my sister’s boyfriend, are gonna game. Cute! He finishes the laundry and I fold a few diapers to help out. Then we lay in bed together until game time, when I fall asleep.
🌿 DAILY TOTAL: 94.08
DAY 3: SATURDAY
5:40 am: Wake up at a ~*~weekend hour~*~!! Start my kettle, clean and moisturize my face, pull out the ingredients for waffles, and pick up around the house while I wait for it to boil. I try to read some, but get bored a few pages in. I’m currently reading How to Do Nothing and it’s good enough, but I think I need to chill on the nonfiction and read, like, saucy romance novels with hot bisexual leads. Send me your recs please!
Waffle time! This recipe is my go-to. I recommend whipping the egg whites first. B wakes up around 7:15 and helps me cook which is cute and very messy. He eats his waffle with honey, peanut butter, and grapes. L wakes up after him - he had a late night gaming!
8 am: I open yesterday’s mail and find an anti-abortion DVD from L’s grandma. It’s Abby Johnson’s “memoir.” Abby Johnson is an opportunistic right winger and documented liar who once moonlighted as a Planned Parenthood clinic manager. L is a preacher’s kid, so we’re not surprised to receive this from his grandma. For example: 10 years ago, when L and I were a couple years into our relationship, her Christmas gift to me was a book about how one can recover from being a slut by getting married and finding Jesus. This particular package really sends me over the edge, though. I decide to write them a short note later that states my own experience with abortion and sets a clear boundary on this kind of propaganda, and includes an article about Abby Johnson’s bullshit life. It’s unlikely this will change their minds - they are septuagenarian Southern Baptists, after all - but at least I’ll be in my integrity.
In the meantime, I group text L’s siblings, and they commiserate with us. His one sibling who is transitioning shares that grandma recently sent them a book about how to tell your gay friends they’re sinning. We agree that’s hilariously dense (and fucking rude) of her, and talk about how everyone under forty is a gay slut living their best life, so really it’s grandma’s loss. During this time I clean the kitchen, finish the waffles, and freeze them for B’s weekday breakfasts.
9:30 am: B asks to use the potty and does a great job peeing on his own! He’s geeked about it and is especially excited to have my parents on Facetime cheering him on. After that we head out on our morning walk. L takes B to the playground and I take O to the dog park nearby. She gets tired pretty quick and we all head to the thrift store. We need chairs for our hand-me-down kitchen table. The ones that came with it are awkwardly wide. L spots two sturdy ones that are just $5 each. Score! $10
11:30 am: B and L are both wiped out once we get home. They eat lunch and go to sleep. I clean up the kitchen, repot one of my plants, water our porch plants, and eat some leftover ramen for lunch. The Marie Antoinette episode of You’re Wrong About keeps me company all the while. 10/10 would recommend.
2 pm: B wakes up and eats some lunch. We watercolor together for a while (he on his big paper, I in my bullet journal), then walk down the street to the local high school while L preps potatoes for our fondue. The high school grounds are open on the weekends, and there’s an amphitheatre on site. B loves the echo in there.
4:30 pm: L joins us in the amphitheatre and together we drag B two blocks back home. I prep the fondue: brie, gouda, and more gouda with white wine. It ends up being a little clumpy but so delicious. My sister, J, and her boyfriend, Y arrive while I’m cooking. Y brings yummy baguettes from his bakery job for the dipping and we prep broccoli, green beans, and tempeh too. We sit down in our new chairs to eat and for the zillionth time I am so thankful we’ve been able to make a pod together this year. Fondue would be a terrifying proposition with anyone else, really.
While we eat, Y tells us he put in his two weeks at the bakery because their COVID protocols aren’t so tight and his coworkers are continuing to go to bars and out to eat. His plan for now is to get back on unemployment and find a virtual job sometime soon. Both he and my sister have worked food service their whole adult lives so the pandemic has been tough on them. Besides the fact that they’re delightful and perfect, this is one key reason we’re planning to move with them to our new city this summer: L and I will be able to easily afford the majority of the rent, deposits, and utilities on a pretty big, and centrally located, house. Living together will allow us to grow our savings and take our time looking for a Forever Home, and will allow J and Y to pay really low rent as my sister goes back to school full time and Y looks for a full-time job. I’m really looking forward to living with them and know it’ll be good for B, too. They leave around 7 pm and we put B to bed, this time without falling asleep ourselves!
8:30 pm: Turn on How I Met Your Mother in bed and the episodes are baaaaad bad. One entire episode casts sex workers as a punch line. Ick. L and I agree to find a new show, and fall asleep around 10.
11 pm - 2 am: B is up and between our two beds. Wahhhh.
🌿 DAILY TOTAL: 10
DAY 4: SUNDAY
6 am: Up and at ‘em! Discover I’m out of my fancy coffee and don’t want to emphasize the flavor of our grocery store beans with a slow pour, so make a french press instead. B wakes up too early so we watch toddlers together on TikTok while I drink my coffee, then read books while L makes us all eggs for breakfast. We head out for our morning walk around 9 am and stop at a coffee shop a few blocks away. I pick up Counter Culture’s Iridescent beans, buy an espresso brownie on a whim, and tip the cashier because she’s so sweet and tipping is good. The total is 23.03. L takes B to the playground and I drop my purchases and O back at the house before I head out for a run.
9:45 am: It’s 65 degrees and my run is glorious. I run to the water and pause Lil Yachty for a minute to take it all in. Once home I shower and put on a black LA Apparel catsuit and a marled black and white cocoon sweater from AA of the past (I like what I like!). We feed B lunch and then L puts him down while I clean up.
Around 11:30, J comes over after to watch B while we remove the storm windows from our whole house and clean the windows underneath as part of our work to prep the house for sale. We’re a solid team: L removes the storm windows and caulks all the gaps in the wood while I follow behind him and wash the windows inside and out. Our sweet neighbor catches us cleaning and offers to let us use her power washer for free next weekend to clean up the front of the house. I resolve to bake them some cookies.
2:30 pm: We are done with the window operation and it’s time for me to water all 57 plants in the house. Along the way, discover that I overwatered B’s hoya last week and it’s rotting. Noooo! I unpot it on the porch to dry the roots, but it’s raining so this might not work. There’s only one surefire solution: buy a replacement plant! I try to convince L we should go to the nursery, but he’s not so into it. I walk around dejectedly with a towel to clean up all the water I spilled, and Zelle J $70 for babysitting even though she insists she would do it for free. Next B, L, and I share a snack: crackers with goat cheese and harissa. Mmm. B skips the harissa but loves the goat cheese. Meanwhile I begin to stress about making dinner. We’d planned goddess bowls but L and I just aren’t feeling it after our marathon of house work. L requests Chinese and is suddenly more amenable to visiting the nursery, which is near our favorite Chinese takeout spot. Score!
5:00 pm: We leave the plant shop with a heartleaf philodendron for B’s room and a giant, lovely, perfect monstera deliciosa just because. The total comes to $53.24. Then we pick up our food: $33.08 including the tip. L ordered a large veggie lo mein to share with B and General Tso’s chicken, and I got family style tofu and vegetables. We start B’s bedtime routine at 6:30 and he’s out by 7:00 - early for him!
After he’s down, L preps his breakfast sandwiches for the week and I do some dishes. Then we take mutual advantage of the extra hour we have together. Even after 12 years it’s always so good with L. I fall asleep around 10 pm feeling blessed.
🌿 Daily total: 179.32
DAY 5: MONDAY
5 am: I make my pour over and get started on work first thing. I have a couple of deadlines this week and the side gig to balance so I’m already feeling pressed for time! I wrap up an entire grant report before 6 am and feel very accomplished. Then I pause work to start our breakfast, which is all pre-prepped, hallelujah. While L and B eat breakfast, I get dressed in a black turtleneck minidress, busted old tights, black ankle socks, and my Doc Martens.
I help L load up the car with B and all his gear, and tell L to be careful. Today is L’s first day back teaching in person since December, and we’re both nervous since COVID is still running wild in our red state. On the way to work he fills up his car for $18.33.
2:30 pm: After another grant report, seventy gajillion emails, forty Slack messages, and several hours of Zoom calls, I’m ready for a break. I finish eating the quinoa salad I prepped during Zoom call #2 and then eat a pear too. I see our Misfits box has been delivered. It’s $30 a week, and is included in our monthly expenses. I unpack it, clean the counters, wipe down the bathroom sinks, take O for a walk, and sit down to work on my side gig grant report, which is due Wednesday. I set a 30 minute timer because I don’t want to be too late picking up B.
4:25 pm: Worked longer than I meant to! Pack some snacks and pick up B. On the way home we get a giant bag of potting soil so I can repot those plants. It’s $18.52. Come home and engage in B’s favorite winter activity: pressing all the buttons in the turned-off car. Meanwhile, in another car across town, L picks up a big bag of Purina One, butter, maple syrup, and applesauce. That total is $28.64.
5:30 pm: The whole family is home and we kick it inside until it starts to get dark. L and I gather all the things and take the creatures out for a walk even though there’s a light, but very cold, rain happening. B is cranky and so are we, so the walk is quick.
We eat leftover Chinese food around 7 and start B’s bedtime routine. B falls asleep at 8 and I update this diary for a while, then go watch Ted Lasso in bed with L til about 9:30. It’s much better than How I Met Your Mother, for the record.
🌿 DAILY TOTAL: 65.51
Day 6: TUESDAY
3 am: B wakes up and needs a diaper change. I have the hardest time falling back asleep after: I can’t stop thinking about how I left B’s hoya out in the cold with its roots exposed most of the day yesterday and into tonight. But it’s too cold for me to get up again and pull it inside! So instead I toss and turn and hope it’s not dead yet.
6 am: L’s alarm wakes me up! No early morning reading and writing time for me. I get right up, make a giant pour over, and get breakfast together while L wakes up B. Then I actually sit down with them to eat: B and I both eat boiled eggs with everything but the bagel seasoning and some coconut milk yogurt, and L sips his coffee while his breakfast sandwich heats in the oven. I get dressed in my workout gear and walk the dog while L gets B ready for school. They leave, and I finally bring the hoya in, and start work, around 7:30. L buys coffee and snacks from the gas station on his way to work: $6.88.
9:30 am: I grab some crackers and peanut butter from the kitchen and notice a DMV bill on the fridge I’ve been meaning to pay, but don’t totally understand. I call them up and respond to emails while I sit on hold. Turns out I owe the DMV $10 for paying my Dad’s van insurance late. With the “processing fee” it comes to $11.17.
1:30 pm: Been on Zoom calls all morning, and decide to switch over to the side gig work for a bit. Meanwhile I eat that quinoa salad I prepped yesterday. At 2 pm, my longtime bestie and neighbor F comes over and we take O for a walk in the park together and have such a good conversation. While the context is (very) different, I’m reminded of the Toni Morrison quote when I think of F: “She’s a friend of my mind.” Such a gem, and such a smartie. At 3:30 I start a HIIT yoga class and it kicks my butt even though it’s only 20 minutes long. Afterwards, I shower and pick up B.
5:00 pm: L arrives home while B and I are playing, and we get in the car once more to check out a cute couch L scoped out on Facebook marketplace. It’s a sweet vintage brown velvet actually-for-real midcentury situation. Unfortunately we discover it’s also small and very uncomfortable. $200 not spent. Once home, my family goes for a walk and I make dinner - this grits and beans recipe from NYT cooking. It’s blessedly quick to pull together. Meanwhile D texts me and says my overalls are ready! YAY! She’s gonna drop them off in a couple of days. She says the total is $30. I include a tip and Venmo her $40.
7:00 pm: At bedtime, B cannot get enough of his books and we read All The World several times. He finally falls asleep around 8:20 and L and I eat dinner on the couch, with Ted Lasso. I drink a glass of red wine, which is a mistake: my anxiety spikes right after, my stomach hurts, and I can’t sleep. This is very upsetting as I want very much to be a wine mom. Does this happen to anyone else?
🌿 DAILY TOTAL: 58.05
DAY 7: WEDNESDAY
5:45 am: Wake up with B cuddled into my back - L moved him to our bed in the middle of the night after his second wake up. Get my coffee and breakfast together and sit down at my computer to work on the side gig grant while everyone's asleep. Then L and I manage the morning rush together. I eat sourdough toast, two scrambled eggs, and some pineapple along the way.
7:30 am: Take O out for a walk and on a whim decide to listen to one of my favorite easy-listening pods: A Beautiful Mess. Normally the two sisters and co-hosts, Elsie and Emma, chat about things like home decor or craft making or how to balance kids and work. This episode is about the host’s evangelical upbringing, though, and is a real raw and honest tear jerker. Pair it with this, one of my top reads of 2020: “What Does the White Evangelical Want?” It gets me thinking about L’s upbringing in the church. He and all his siblings are all agnostic now.
Finally sit down at my desk and debate taking Adderall. I used it regularly in college and for a few years after in order to Do All The Things. I try to stay away from it now - I’m not trying to live an impossible life any more - but I also really want to pick B up earlier than normal today, and that means I need to meet all my deadlines and make it through two Zoom calls with my direct reports by 3 pm. I decide to take 4 mg. Right after I take it, three different friends text me at once and then, suddenly, I’ve spent an hour catching up via text. Get to work for real around 9 am.
3:00 pm: Wrapped all my calls, answered all my emails, washed all the dishes, ate some lunch, and finished the side gig work! OK Adderall, you beautiful bitch. Spend a few more minutes tying up loose ends and then gather my things to pick B up from school. The plan today is to go “play basketball” in the park near his school because he is OBSESSED with balls, and I’m trying to do more magical things every day with him. It’s cold but I’m ready to brave it on his precious, curly-headed behalf.
At 4 pm J calls and asks to go pick him up with me. Hooray, things just got even more magical! We head to a different-than-usual park together and run around until B sits in, and then drinks from, a puddle. We panic and J googles “What happens if my baby drinks from a puddle?” The search returns lots of stories of babies eating muddy rocks and surviving, so we decide it’s ok.
5:00 pm Head home and L is back from work! We take the smols on a walk and I tell L that I think nighttime screentime is making me anxious. I’m a sensitive creature and I really don’t want to blame the wine. He’s very perfect so he helps me think through an alternate plan for this evening: hot tea and book reading in bed, and maybe sex, too! Fun.
Next, I head home with O to pot the plants we bought the other day, and L takes B to the playground. They get back around 6:30 and I am very excited to reveal my new plant placements. Everyone feigns interest except O. Then we eat leftovers together and B gets in bed around 7:30. L and I promptly fall asleep next to him and don’t wake up again til 11 pm. Guess our new nighttime routine will have to wait til tomorrow!
🌿 DAILY TOTAL: 0
❤️ Section 5: TOTALS
Total Expenses: $478.71
Food & Drink: $220.25
Fun & Entertainment: $0
Home & Health: $109.01
Clothes & Beauty: $40
Transport: $29.50
Other: $79.95
❤️ Section 6: REFLECTION
This week reflects a new normal for us, I think! We just set the goal of saving up for another down payment in December, and that’s when I swore off online shopping both to save money and to stop lining the pockets of evil billionaires like Bezos (no shade to anyone who uses Amazon, this is purely a personal goal & I’m not sure I can meet it). This self-imposed rule is helping me reign in my discretionary spending overall. L and I have only been living a two-income, middle class life for a few years, and my lifestyle creep was a little out of control in 2020. That said, I can and do still regularly justify spending money on things that make life more luxurious and beautiful - like a $40 candle or a totally unnecessary but very lovely plant.
There are a couple of things not reflected in this diary that we regularly spend on: gifts (my achilles heel - for example, we spent three! thousand! dollars! on Christmas gifts in December), and medical bills. Both B and I had to visit the emergency room in 2020 and we are still getting random bills in the mail as our insurance company and the hospital duke it out. As I was editing this diary on Thursday, I received one for $787. Wahhhh. I think I’m gonna get on a payment plan, but even so that it will be over $200 a month.
Last thought: this process got me thinking in some detail about the contradiction of organizing for the fall of capitalism (and the rise of a more gentle and just economic system), yet believing everyone - including ourselves and our own families - deserve to live full and abundant lives. This means I compromise my own anti-capitalist values and beliefs every day, in big and small ways. Discuss?
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Lockdown 3.0 Things to do, plus help and support.

Disclaimer I want to thank everyone for the gilds, replies and suggestions. I just do not have time to reply to everyone, but I am reading everything. I am not sure how much bigger the thread can be, I already typed this but it vanished so I think I'm at the limit. I will try to keep updating, but I don't expect the thread to be up top for much longer and will likely vanish soon, so if you need anything save it.
Yes, it's hard, it sucks, it's depressing. It is something we all have to do if you want to see this virus go. Everyone knows the deal, too many think they're the exception but no one is. However, staying home is hard so maybe I can help at least one or two people with some incentives. I'll try to give links to some things that can help cure the boredom, and some support if you need it.
Most of this might be obvious to some, some might not even have internet and of course, money is a big issue, so I'll try to give some suggestions:
For streaming and on demand things such as Netflix et al, don't forget you can subscribe for free for your first month. This goes for most things in the list. If you are worried about putting in your payment details and forgetting to cancel a month later, don't worry! You can sign up and immediately cancel and you still get your free month!
For people who don't have a smart TV, you can buy a cheap Amazon Fire TV stick or a Roku box. The Fire stick can go as low as £20 often for 1080p. It will drop to £30 for 4k.
I picked up a 4k Roku device for £18 on Amazon once. It's fast and snappy. currently it's going for £33 for the 4k version. Having both, there is little difference between the devices. NowTV also do their own roku powered device.
Subscription based streaming sites that all offer 2-4 weeks free for first timers
  • Netflix *According to comments the second month is free.
  • Amazon Prime You can either get Amazon video on its own, or take prime with other benefits. I strongly urge those who use Amazon for buying off their store front to use [https://smile.amazon.co.uk/] as there is literally no difference except everything you buy amazon donates to a charity of your choice.
  • Now TV (I believe it's 7 days)
  • Disney+
  • Britbox
  • Amazon channels. I believe you can get all these individually but Amazon offers them as channels bound to your prime account, and they are again either free for a couple weeks (again, take them, cancel instantly) or very cheap. I recently subscribed to Starzplay for £1 for 3 months. It has some good shows on it like Fringe, doom patrol. It also has channels like Curiosity stream and shudder
If you have not subscribed to the any of the above, you can get a few months of free TV by signing up and cancelling instantly. I suggest waiting at least 5 minutes just to let it go through the system.
Some tips for Now TV. IF you already have a subscription, I've noticed you can get it cheaper by cancelling. When you cancel they will beg you to stay. Select "I can not afford it this month" and they should beg again, telling you what shows they have. If you say you still want to cancel, they'll beg one last time and offer you the subscription for cheaper. This won't work every month, but I've noticed they'll always offer it the first time, then again after a couple months. If you're subscribed to both films and entertainment do the most expensive one as it may not work both times (but it might!). You can also pick up passes from storefronts a lot cheaper sometimes, before I could pick one up on Amazon for £3 but, they seem to have cracked down on it. If you shop around (or if anyone knows of a legitimate store please let me know) you might be able to pick it up cheaper. Lastly, check their website and under your account they should have an "offers for you" section.
Completely free TV
If you do have a smart TV and/or device, there are some good free streaming apps. One I really love is called PlutoTV. I know this is on both Roku and the fire stick, as well as Ps4/Ps5 and xbox.
Pluto offers a bunch of live channels and now an on demand section, all for free. It has adverts but they are actually short (shorter than regular TV and fewer of them). Some of the channels are just streaming certain shows like Mythbusters 24/7 or Dog the bounty hunter, but it has a lot of old movie channels as well as 24/7 kickboxing and MMA. It also has a 24/7 poker channel I quite like.
Another one I like is Rakuten Viki however, I haven't watched it for a while as my fire stick is only 1080p and I have too many other devices attached. I believe it is on Roku but you have to jump through some hoops and have an account. The last I checked on the fire stick you did not. Viki offers a metric ton of Asian shows, mainly from Japan and South Korea but it does have chinese, Malaysian etc. It has subtitles. Some Japanese shows are hysterical, albeit weird.
Roku also do their own channels with free shows if you own a device.
For those who don't have a smart TV or a Streaming device, you can set up your own computer as a dedicated streaming device with Plex. It's been a while since I used it but I believe it now also offers free movies and TV.
Anime
If you are into Anime there is
The first 2 are free to watch, or offer premium without ads which you can have a trial with. Crunchyroll is the better of the two with more original choice for Japanese voice and subs, while Funimation has more Dubs. I don't believe HiDive is free to watch but you do get a 2 week trial. These are more exclusives than the previous two.
PC Centric software
If you are a gamer or like Audiobooks or anything that uses computers for things like music making, programming or graphic design
Humble Bundle offers, as per the name, bundles. A long running site that got bought out by IGN. It offers both single items and bundles you can buy individually/as a pack while also offering a separate monthly subscription for around £8-9. The subscription gives you 12 games on average per month. That's the simplest explanation but it changes somewhat as sometimes you get to pick 10 out of 14 games, or get all 12.
Humble bundle offers more than just games though. Every Tuesday they bring a new bundle of games, while Thursday (I "think) a new bundle of books. They very often have books from the Black Library giving you a ton of Warhammer books. Sometimes it's standard E-books, other times it's audiobooks. A few times a year they do bundles for graphic design, a typical bundle would include programs like Paintshop Pro Corel Painter etc, They usually go for £0.76 for tier 1 up to around £18 for tier 3, which would include 4-6 full titles with 10+ addons. They also often have Music making bundles or video editing software as well as Programming or video game development.
The bundles change often, they usually have around 11 bundles at a time that last for 20 days. Sometimes it's trash but they do often have some very good deals.
Fanatical offers the same as humble bundle except usually not as high quality, but sometimes they do have some incredible deals, and they are very very cheap.
Both humble and fanatical are safe, trusted and been around a long time, and they are NOT grey market key sites. They work with the publishers and developers. You can buy games both old and new for a lot cheaper than you would most other places. Unless it states otherwise, keys are usually for steam.
**BOTH HB and Fanatical (HB much more common) offer free games fairly often. The catch is linking your steam account to them (at least HB). It is safe however.
IndieGala is another site like above. Except, these are much much lower quality. However, they offer a metric ton of free games. Quality is low but it is legitimate, and a lot of free stuff.
Game Store Fronts
  • Steam This one is so obvious I didn't add it, but apparently many want me to. It is the best out there, and you can find almost everything, with fantastic deals.
  • Greenmangaming offers games cheaply. Again, not a grey market site (which are legal but unethical) and they sometimes do bundles.
  • GoG (Good old games) is a DRM free site run by CDPR, the makers of the Witcher 3 and Cyberpunk. They offer you games quite cheap and not needing DRM (such as Steam, Uplay etc which is less invasive versions of dodgy DRM from the olden days).
  • Epic Games Despite the controversy whether you care about their rivalry with valve, they offer free games ever week. Without ever having bought anything I have gained over 170 games. literally. Good games for the most part. They often give you £10 coupons as well.
  • Twitch Everyone knows twitch, but if you don't, it's a streaming service for watching gamers and girls with low cut tops accidentally bending over in front of the game. However, if you're signed up to prime, you get free games each month (and randomly between the set bunch).
  • Playstation Store Currently has January sales. Currently the free games for PS+ are for PS4: Shadow of the Tomb Raider and Greedfall. For the Ps5 it is Maneater
  • Games with Gold Bleed 2 and the King of Fighters XIII is available until Janurary 15th whilst little Nightmares is available until January 31st.
Gaming Subscriptions
Like the TV versions, you can sign up to these for a free trial (or very cheap). If you do sign up to only one at a time, it should keep you busy for a few months
  • Xbox Game Pass You can do this on both/either an Xbox or PC. If you sign up to the regular one, you can get a month (maybe three!) for £1. After you have done that, you can sign up to the premium version for 3 months at £1 a month. Most people know game pass, but you can download a large selection of games for free. The premium version gives you games with gold, allowing you to keep the games forever (but can only play with a subscription)
  • Ubisoft+ I'm not 100% sure if you get a trial or not. This allows a large collection of Ubisoft titles to play for £12.99 a month. Quite expensive but good if you like Ubisoft titles I guess.
  • EA Play EA's version. Goes by a ton of names I think, EA Access, EA Play, Origin Access etc etc. There's a couple of versions of this, and it is across all platforms (PS4/5, Xbox, PC) but not sure about the switch. I "think" the premium allows you to play on all platforms, while the cheaper one on a single platform, but I may be mistaken.
  • PS Now a once terrible service that is now actually very good. Allows you to download some Ps4 games to your PS4/5 and lets you stream a massive amount of Ps2/3/4 to your PC or playstation.
There's more like nvidia's service but you need the Shield device which is quite expensive. I'll leave it at that.
Audiobooks & Ebooks
  • Audible Not sure what the current deal is but if you are a prime member you can sign up for a trial and get a free Audiobook each month for 3 months. Some warhammer books are 48 hours long, 3 of those gives you a good 100+ hours of listening!
  • Comixology Another Amazon company, but lets you download some free comics I believe.
  • Marvel Unlimited No experience with this. ItFuckingWont wanted me to add it. A subscription service for Marvel.
Education
  • Sign Language BSL here No experience myself, suggested by n21brown and asked for a few times. Didn't know SL was so popular! Listed as "Pay what you can"
  • BBC's Bitesize here is apparently good for home learning. Again, no personal experience.
If you need some spare change
Okay, I don't generally bother with it, but maybe some of this could be useful to you. These are NOT a quick way to make a fortune. These are small things you can do over time for a bit of pocket change
  • If you have prime you can get a FREE FIVE POUND GIFT CARD by literally just streaming a song from Amazon music (which is included in prime) here is the details According to the comments it's only for select people, but it's worth trying If the link doesn't work for you just google "Amazon £5 coupon music"
  • Now, these sorts of sites have been around for years, I haven't used any other than talkInsights which I must have signed up to 10-15 years ago. Basically they send you surveys and you answer them. They are confidential and don't ask for personal details in the survey. You need 2000 points and you get £20. During the pandemic they've slowed down but I probably get around £40 a year. Not much I know, but it's an email followed by a quick survey ticking boxes. Depending on your answer sometimes you get screened out, I'm not telling you to lie but just be consistent with your answers and you should be able to work out how to not get screened. Some emails are only worth 20 points, others 200. It's slow to get to the 2000 but very quick to just answer a few questions.
  • Apparently beermoneyuk is a good sub to make some pocket change with.
  • There is also matched betting. I have never done this, I don't have the patience but from what I've read, it's legitimate, it works and you can make a fair amount of cash from it so long as you do it correctly, and there's a ton of guides. I mention this because people stuck at home could get into it and as long as you're careful (I.E not entering in the wrong numbers) it's risk free AND it pisses off the betting shops. It seems people in comments have had success with it. Disclaimer A couple have complained about gambling. This arguably is not gambling. If you are susceptible to addiction do not do it. However, it's argued that there is no fun or buzz in this, and it's a very tedious and time consuming thing. Others argue you can't make the same money anymore (People were making thousands, now only hundreds if that). It's risk free providing you know what you're doing, the risks are user error, such as entering the wrong numbers. Someone pointed out that due to the lockdown, bets could potentially be cancelled due to sport stopping. So use on a side of caution. We're (mainly) adults so I'll leave it up just because this doesn't have the excitement of regular gambling.
  • Microsoft Rewards This is an easy way to make pocket change doing very little. Most people have a MS account. The rewards program offers you numerous ways to grab points, by playing free to play games, answering small questions (you don't even need to answer most of the time, just open the link and shut it) and by using bing and searching on it. I've gotten 20k points JUST by answering questions over a couple months. There are many rewards but you can grab a £5 gift card for 6k for example, or a month of game pass (and AFAIK you can make points playing the games)
  • Google rewards Someone mentioned this in the comments. I have not used it, so can not give any input on it. Sounds similar to TalkInsights which I linked. Google states "Complete short surveys while standing in line, or waiting for a subway. Get rewarded with Google Play or PayPal credit for each one you complete. Topics include everything from opinion polls, to hotel reviews, to merchant satisfaction surveys. We’ll notify you when a survey is waiting."
That's it for now. I will try to update as I go along. A long post but I hope that it can help some of you with finding something good to do that's free, cheap or a bargain. I do suggest getting prime, especially since you get free music, free delivery, free TV and music and free video games each month. In fact, there's a ton of perks and I feel I've gotten way over the cost investment.
Hope it helps someone at least
PartTimeCrazy said if you bought an Apple product you get 3 free months of Apple Arcade and Apple TV free for a year
fakehunted is upset I didn't mention wanking. Tesco have 225 sheets of Tissue for £0.75!
tale_lost suggested Project Gutenberg for a collection of free E-Books
Learning Language
Unfortunately, I don't have time to check every link listed so I will link the comments:
Togtogtog Gives a lot of links for Spanish
Board & Tabletop games
Corporal_Anaesthetic has made a list of Board games
ilyemco suggested these
HEALTH
I'm not a doctor! But if you're a smoker, something I strongly suggest is to quit. I struggled for years but in the first lockdown I quit, technically. I haven't had a cigarette since, however, I do that silly thing millennials do. I vape, but, it made quitting extremely easy. I would not have been able to do it if it wasn't for 88Vape They sell extremely cheap liquids at £1 each. You can find these in B&M but you can pick up 25 for £20 or buy your own mix.
Vitamin D deficiency has been said to be a big problem for the virus. I'd suggest (again, not a doctor!) that you pick some up. Tesco do a 3 for 2 deal. So you can pick up 270 tablets for £7.
If you are vulnerable you MIGHT be able to phone tesco and get put on their delivery saver list (currently it's paused but phoning may help. At the very least they might give you a priority slot. I did this for my mum, we didn't shop at Tesco but I phoned for her, and they put her on with no hassle, so she can always get a delivery.
HELP & ADVICE
The lockdown Rules.
Reasons to leave home include:
  • Work or volunteering where it is "unreasonable" to work from home. This includes work in someone else's home, such as that carried out by social workers, nannies, cleaners and tradespeople
  • Education, training, childcare and medical appointments and emergencies
  • Exercise outdoors (limited to once a day). This includes meeting one other person from another household in an open public space to exercise
  • Shopping for essentials such as food and medicine
  • Communal religious worship
  • Meeting your support or childcare bubble. Children can also move between separated parents Activities related to moving house
I want to add, if you are in danger you are also allowed (and must!) to get away from the situation for some reason, BBC seems to have missed this very important thing (or I am blind)
Support
FOR THOSE SHIELDING YOU CAN CONTACT THE ROYAL VOLUNTARY SERVICE. These people helped my mother with picking up her medicine from the chemist. They were very helpful and went out their way to keep in touch and do it immediately. (It's the only experience I have with them though)
_riotingpacifist wanted these links added, but I simply just don't have the time to vet and check all the suggestions here, so I will link as is:
Update:
Digital Art
These are Free
  • Krita Arguably the best in my opinion. It has a load of options, brushes and a decent UI. It works fantastic with a tablet.
  • Gimp This is a decent program but last I used, the UI was a pain, and it isn't so user friendly while misses features, but it works, and it is possible to do some incredible creations on it.
  • Medibang Paint This is slightly geared towards Comics and Manga. I really enjoy using this with my drawing Tablet. As far as I know, it also for regular tablets for Android/Ipad and is free.
You can pick up a drawing tablet on Amazon quite cheap these days! Small ones that are just a black slate such as the wacom ones are good but takes some practice to get use to, but very worth it if you can't afford a dedicated drawing tablet with a screen.
Office suit software
A couple of free applications for word processing, spreadsheets etc.
  • LibreOffice This has most the average user would need to write their own books or to work from home. There's not a huge amount of difference between the two I'm linking (since I last used anyway) so it's more for preference.
  • Open Office You can pick this up here and again, like above it's just preference.
Music Making
I'm going to direct to matthewharris806 for some links as all the programs I've used like Reason are expensive, or cheaper stuff in bundles such as Magix software.
Games development
D_Dad_Default gives some links for that here
submitted by MrSoapbox to unitedkingdom [link] [comments]

I investigate the link between monsters and missing people. Good friends aren’t always good people.

“Amelia, are you really expecting me to believe that this is the office of your most valuable contact? If this a trick, it isn’t your best.” Daniel wondered.
I smiled to myself. It didn’t look much, I’d give him that. A small, corrugated, metal shed on the side of a city park wasn’t where one might expect to find someone like Clarence.
But that was exactly the point.
“Did you have to wear the suit again? I told you this job doesn’t require work clothes.” I retorted, looking Daniel up and down, giggling at how out of place he was.
“You told me this was a visit to a colleague. Do you have to swerve every question I ask?” He responded, a mildly irritated expression on his face.
“It’s no trick, the monsters that we come across are hiding in plain sight. It’s only pertinent that the humans that help them do the same. Once you understand that, you’ll see that they’re everywhere.”
I sighed, realising he was going to take some time to adjust.
“So who is this man? What does he do?”
“He’s a refuse collector. And if he has the information I think he does then we’ll get this one closed fast. No field work, your shoes are safe.”
I knocked hard on the outer metal exterior of the shed. The hinges creaked and I wondered how it remained standing. It was a miracle that vandals hadn’t destroyed it entirely.
There was a symphony of clanking and crashing. I giggled to myself imagining Clarence tripping through the mountains of junk he kept inside. I knew Daniel was expecting men in black and he was going to be sorely disappointed.
“Amelia!” A warm familiar voice cut through the sound of the creaking door. “Always a pleasure to have you visit.”
Clarence was a short, thin, elderly man. On the surface, you’d have expected he was someone’s grandfather, a kindly old man and perhaps a dab hand at competitive bowls.
You would never have suspected that he was a high level operative, working for an organisation that cleaned the messes of murderous monsters.
I’d already introduced Daniel to the monsters that hid in the shadows of our world, now it was time he met the humans that helped them to stay hidden.
“And this is?” He gestured to my companion, inspecting him through his magnified, circular glasses. Daniel found it unsettling, I could tell.
“This is my new employee. He’s very promising.”
“An employee.” Clarence scoffed and raised a tufty eyebrow in surprise. “He really must be promising for you to take someone on. I thought you were the lone shark.
He stopped his intense inspection of my assistant to laugh gutturally at his own bad pun. It was one he’d been using for a number of years.
“You’re the only one who calls me that and you know it. Anyway, are you going to let us in? Daniel’s outfit won’t hold up in the elements.”
Daniel dusted himself off from my ribbing indignantly, following us into the pokey little shack, filled with industrial garden tools that perfectly matched the facade. I watched him panic, wondering if we were going to converse in there, shoulder to shoulder.
How very cosy.
Clarence opened up a hatch in the floor, revealing a set of dimly lit stairs that lead to a much larger, more accommodating room. It was nothing special, but it was carpeted and housed a few chairs and a desk. Much warmer than the shed above.
The acronym of the company Clarence worked for was emblazoned on a brass plaque on the desk. PSEC
“What does PSEC stand for.” Daniel asked, taking in his surroundings as he took a seat on a plastic bucket chair. Clarence shot me an irritated look.
“Did you tell this boy anything? Why is he so confused?”
“I tried.” I started. “He’s still a bit of a sceptic.”
My contact and dear old friend rolled his eyes. It must have been hard for him to imagine not knowing what he knew. The monsters, the underground network of services specially for them and the countless swept up murders.
“I work for an organisation called the Paranormal Services Emergency Cleaners. We deal with messes that would cause mass hysteria if left to be discovered by the public, in an efficient and timely fashion.” I tutted as Clarence reeled off the PSEC promotional spiel.
“What he means, Daniel, is that he’s body disposal.” I turned to the old man. “You know I don’t do bullshit Clarence, let’s not start with that.”
“Amelia... must you always be so disparaging of my work? You could lighten up a tad.” He responded, smiling at my defiance. I knew he appreciated it really.
“I’ll lighten up when my cases stop leading me to you.” I snapped back.
I thought back to the amount of times I’d come close to finding someone, only to realise they’d already been disposed of by Clarence and his colleagues after being ripped apart by beasts.
The amount of grieving families I’d had to tell that their loved ones were dead and I had no body for them. No proof. Just my word.
“I’ll let you elaborate in your own fashion in that case. Who’s the target this time, why are you here?” Clarence responded gingerly, desperate to move on. “You know, it would be great if you just popped in to say hello some time, maybe a cup of tea.”
I noted his avoidance. He didn’t like it when I confronted him with just how problematic his work really was.
“Next time Clarence, I promise.” I lied, just like I did every other time he made that suggestion. “Daniel, please run through what we know.”
“The target is Mika, missing for six months. She was a university student in the city. She went missing a month after her closest friend, Lola, disappeared.
“Lola had been talking to a boy online who lived out in the country. Her housemates on campus, including Mika, found a note saying that she’d left to be with him. Lola didn’t have much money so she will have train hopped and hitched to the village the boy lived in.
“When she didn’t arrive it was presumed that she ran into trouble along the way. No body was found but police suspect it’s only a matter of time.”
I spotted Clarence’s left eyebrow twitch. It was subtle, but it was a tell of his that I’d noticed over the years. He knew something about these girls. I watched him carefully as Daniel continued.
“After the loss of her friend, Mika became withdrawn. She was upset as she felt that there wasn’t enough effort being put into finding Lola, she subsequently spent a lot of time in her room.
“A month to the day after the housemates found the first note they found a second, this time from Mika.
“It said that she had found duplicate accounts online matching the boy Lola was talking to and she had theories that traffickers were involved. She feared something much more sinister happened to her friend.
“Mika’s note said that she’d gone after Lola and didn’t want anyone to follow her.”
Clarence tugged at the collar on his tattered polo shirt, taking a breath.
“She left an explanation in her note by the sounds of it. What makes you think this has anything to do with PSEC?”
I rifled through my satchel, pulling out a plastic carrier bag containing the only piece of evidence I had. It was a shirt, the one that Mika was wearing when she disappeared, and it was covered in blood.
I placed it on the desk and Clarences left eyebrow twitched again.
“So she’s dead?” He asked. “You know we wouldn’t leave that behind, we’re professionals Amelia, like you!”
“Maybe.” I responded, growing tired of the deception. I understood Clarence’s loyalty to the company and his reluctance to divulge information but I could see through his blatant lies and he knew it.
He was just prolonging the process.
“That’s not her blood though. It isn’t Lola’s either.” Daniel interrupted, realising our exchange was about to get heated. “We traced the blood through one of those genetic makeup companies and found a familial match in a girl named Polly Tackett. Amelia said you know her father.”
Clarence’s eyebrow twitched one more time and he realised I had him. I knew that his partner, Artie Tackett, had died on the job last month. Clarence had called me personally in tears.
“What happened to that girls friend. And if she killed Artie, where is she now?”
A tear rolled down his wrinkled face and he took his glasses off for a moment, rubbing at them with his fleece jacket sleeve to clear the steam.
“We were attending a clean at a site frequented by one of our long time clients. They subcontract us to ensure their organisation is kept secure and operational. They’d held an... event...”
“Carla.” I hissed.
Suddenly everything made sense. Mika’s friend Lola had fallen victim to one of the most heinous organisations in the paranormal industries. The Ethical Organ Collectors.
A misnomer if ever there was one, they were headed by Carla Parks, a ruthless woman who was known to hunt unsuspecting, innocent people to stock food for monsters. I’d come across her before, even met her face to face once.
She was by far the most terrifying monster I’d had the displeasure of meeting.
The ethical organ collectors pretended to provide an alternative to killing for species that needed body parts to survive. They claimed to reach out to people on their deathbeds, making desperate appeals for the hungry monsters, in reality they just made finding prey easier for them.
The event Clarence was referring to would’ve been an organised hunt. Terrified, healthy, innocent people hand picked and lured by the collectors were set free, only to be tracked through the woods by fearsome, hungry creatures and ripped to shreds.
That’s what the boy Lola was talking to was, a lure. A collector.
PSEC had a contract with the collectors, disposing of any excess blood, bone and shrapnel left behind by the ravenous punters.
“You know I can’t confirm or deny Amelia. But I can tell you our clean was interrupted. Your target found us, I don’t know how, but she did. She stabbed Artie when she spotted him bagging up that girls body, more times than was have been necessary.
“The scene was scattered so I didn’t have a line of sight on him. That’s on me. Her first blow was to the throat; he couldn’t scream for help and by the time we found them she’d carved his face up good. She was still going too, all frenzied like.”
I thought about how that clean would’ve looked. The body parts left everywhere amongst the grass and trees, as a group of inconspicuous men tossed them in bin liners with litter picks. It made me sick. I’m sure it made Mika sick too, maybe that’s why she snapped.
Clarence struggled to compose himself, I knew how close him and Artie had been. I thought of Poppy Tackett, I’d never met her but Clarence spoke about her like a surrogate daughter. I wondered if she was coping.
My friendship with Clarence had always provided me with a huge moral quandary, but never as strongly as in that moment.
“What did you do with her?” I asked, swallowing a lump in my throat that came naturally with the suspicion that a friend of mine was capable of what I thought was the answer.
Clarence was like a grandfather.
I knew he wasn’t really, but it still took quite some mental arithmetics to imagine him a killer, even if in self defence. Daniel sat, mouth agape, waiting for an answer. It must have been quite the information overload for him.
It was strange, but I genuinely feared Clarence’s answer.
I thought about Mika, an average student who had fought so hard for her friend that she’d stumbled on an entire hidden tier of humanity. I could relate to that. I wanted so badly for her to be alive.
“It’s rare, as you know. In all my years working for the company I’ve never had to neutralise a threat. I understand this is difficult Amelia... but she was a threat. You didn’t see what she did to his face!” He shattered my hopes.
“You killed her. Say it. No company jargon, be real with me.”
“I killed her Amelia. It was above board, a clean kill. I think you knew that before you knocked on the door though. So are you going to tell me how you got hold of that?” He pointed to the bloodied shirt in his desk.
The one that shouldn’t have existed.
“You killed someone?! You?!” Daniel interjected. He’d finally succumbed to the overwhelming confusion at his situation.
“Not now Daniel. This isn’t the time.” I put a hand out to try and halt his hysteria and continued to address Clarence, now shaking at the realisation that someone had betrayed him.
Whoever sent me that shirt was trying to expose him for murder.
“It was mailed to me anonymously shortly after I took on Mika’s case. That’s why I’m here. I can bury this for you but you needed to be warned, I walked into a trap during my last case and now this. I’m not sure who it is yet but someone’s playing a game with me.
“They’re baiting me. This proves that they know about our connection and about your work. I’m scared Clarence.”
“Thank you Amelia! I appreciate the warning. I’ll interrogate and then terminate the entire team on site for that clean and report back.”
“Don’t!” I responded frantically. “Whoever’s doing this is smart, slick. This isn’t one of your operatives, even if one is working for the one behind this. All you’ll do is alert them that we know.”
“What do you want me to do then? Just continue to work with traitors?”
“For the moment.” I answered solemnly as he struggled to accept my predicament, trying desperately to untangle the knot in my stomach ready for my last and final request.
I knew there was only one thing that I could do to bring closure to Mika’s family. I needed that bit of normality; to solve a case like I was supposed to.
I needed Clarence and I wouldn’t expose him but I had to give them something. It couldn’t be the bloodied shirt, it only asked more questions. I needed proof of death.
I had to do my job.
Clarence on occasion kept trophies from interesting cleans without permission.
I knew because I caught him hiding one when we first met, it was my leverage to get him to talk to me. I suspected that Clarence would’ve kept a piece of evidence but I couldn’t be sure; knowing his preferred trophy, I really hoped I was wrong.
“Clarence, I’m going to need you to hand her over.”
His face dropped.
“I haven’t got her. I wouldn’t. Do you think I’m sick?” He spat, disgusted that I’d even imply what I was implying. I didn’t buy it. His disgust was nothing but projection.
“I don’t believe you. A girl kills your friend brutally and you avenge him personally. You’re telling me she isn’t locked up with all the others right behind you?” I tried to steel my face but it was difficult. I told you before, I’m not made of stone.
I gestured to the padlocked storage cupboard that sat behind the desk. The one that I knew was filled with horrors I couldn’t imagine. I’d never asked him to open it before, we’d had an unspoken agreement.
We never discussed what was in the cupboard.
His collection.
“I’m so sorry.” He said.
Knowing I wouldn’t let up and with tears in his eyes he stood and fiddled with the pocket of his corduroy trousers. I turned to Daniel, a look of baffled terror on his face.
“You won’t be so sceptical after this.” I told him as Clarence turned the key in the lock and opened the doors.
Revealing rows upon rows of severed heads, preserved in pickling jars.
Monsters of all shapes and sizes littered the dusty shelves. More often than not it was human bodies PSEC disposed of but that wasn’t always the case. In the event of a monster death Clarence’s fascination would get the best of him and he always kept the head.
I locked eyes with the one I’d seen him hiding that first time, a horned creature with a beak more deadly than a hornbill. It had haunted my dreams for a long time.
I’d always wondered what it was, but never worked up the nerve to ask.
His hands scanned the third shelf down before settling on a jar containing a face I recognised. One that looked out of place amongst the myriad of creatures that surrounded it.
I felt my stomach drop as he handed me a jar containing the preserved head of Mika. Her face had been cut and Clarence wouldn’t make eye contact with me, knowing how I abhorred his work.
“I’ll bury this. But if I ever trace a death back to you like this again I’ll kill you myself, got it?” I warned as Clarence shrunk into the corner. “No need to see us out.”
Shoving Mika into my satchel I dragged Daniel up the stairs and out of the metal shed. We walked in silence for a bit, settling on a bench in the centre of the park.
“What just happened. Is there really a...” Daniel broke the silence but struggled to hold it together, he bent over, heaving as he vomited on the floor, a small splash landing on his perfectly ironed shirt. I suspected he’d been holding that in for quite some time.
I felt bad. I hadn’t adequately prepared him for anything and after finding out what Clarence was capable of I really needed a friend. I had to let him in.
“Yes. There’s a head in my bag. I’m sorry... I’ll stop swerving your questions now I promise.”
Nerves shot to pieces, I reached past the piece of person in my bag and pulled out a pack of cigarettes, shaking as I lit one. Daniel took a few deep breaths before he spoke.
“What the fuck were those things in jars and what did Mika find? What were they cleaning up after? Who’s Carla?”
I felt my body tense in anticipation at the sound of her name. Carla Parks wasn’t someone I’d ever hoped to interact with again, but with someone chasing me I didn’t need to make any more enemies.
“She’s a human monster Daniel... She’s also our next client, her son is missing.”
TCC
submitted by newtotownJAM to nosleep [link] [comments]

3 Quick Tl;Dr Android Game Reviews / Recommendations (Episode 160)

Happy Friday, my fellow Android gamers, and welcome back to this weekly summary of the most interesting games I played this week :)
This episode includes an interesting action RPG that plays a lot like Diablo, a very unique multiplayer strategy card game, and a PvP fighting game from a franchise that has been downloaded more than 500 million times!
Disagree with my opinion? Let’s have a friendly discussion below.
New to these posts? Check out the first one from 159 weeks ago here.
The games are "ranked" somewhat subjectively from best to worst, so take the ranking for what it is.

Let's get to the games:

Creatures of Aether [Game Size: 189 MB] (free)

Genre: Card / Strategy / PvP / Indie - Requires Online Access
Orientation: Portrait
Required Attention: Full
tl;dr review:
Creatures of Aether is a unique strategy card game where our goal is to dominate the majority of a shared 4x4 gridded board by placing a creature card from our hand on each turn.
Every card has a power number on each of its four sides. Placing a card next to an opponent’s card allows us to take it over and turn it into one of ours if the power number on our card’s side is higher than that on the opponent card’s adjacent side. Once the board is full, the player with the most cards on the board wins.
To spice things up, board tiles can have elemental types that buff or debuff any card placed on them, and some cards even have strong special powers that trigger once played. While the mechanics are easy to understand, the game is incredibly difficult to master, and I often found I had made a mistake a few turns ago that now put me in a disadvantageous situation, just like in chess.
Decks consist of eight cards, with a total deck-cost limit and a value on each card that increases the more powerful it is. This adds a nice forced prioritization that prevents us from placing all the strongest cards in the same hand.
The high-quality modern pixel art style is well-executed, and the sound design is pleasing. The main PvP mode is supported by multiple arcade modes and single-player dungeon-crawls that provide new cards or extra copies so existing cards can be leveled up.
Creatures of Aether monetizes through a $4.99 battle pass and iAPs for card packs, which create a pay-to-progress-faster advantage for paying players. However, the core gameplay is both deep and fun, and free players can still enjoy the many game-modes and simply grind for cards.
Google Play: Here
MiniReview link: Here

Raziel: Dungeon Arena [Total Game Size: 5.1 GB] (free)

Genre: RPG / Action / Co-op / Diablo-like - Requires Online Access
Orientation: Landscape
Required Attention: Full
tl;dr review:
Raziel: Dungeon Arena is a fun Diablo-like action RPG with solo and co-op dungeons, an insane amount of unique loot, neat 3D graphics, cute pets, and well-calibrated controls.
The game features 3 classes; archer, melee knight, ice priest, and although there is no character customization, we can at least switch build later in the game. As we level up, we unlock more and more skills and can gradually customize our build through one of the largest talent trees I’ve ever seen in a mobile game.
From the main city, we can meet and chat with other players, craft potions, team up for co-op dungeons, or jump into the single-player missions to slay hordes of enemies and find new loot with unique stats and set bonuses.
Raziel is a modern mobile game, for better or worse, which means lots of daily and monthly login rewards, achievements, events etc. My biggest gripes with the game, however, are that finding a team at lower levels is almost impossible and that while combat is fun, everything is too easy in the beginning.
Monetization happens through a $4.99 battle pass, a premium currency used primarily for cosmetics, and various “packs” of crafting materials and potions that go up to $19.99. There is no need to spend money on the game to enjoy it though, and while paying players definitely have an advantage in PvP, the game is primarily PvE-focused.
Google Play: Here
MiniReview link: Here

Shadow Fight Arena [Game Size: 1.2 GB] (free)

Genre: Fightign / Action / PvP / High-quality - Requires Online Access
Orientation: Landscape
Required Attention: Full
tl;dr review:
Shadow Fight Arena is a visually impressive PvP-focused melee fighting game where we collect a team of three heroes and battle it out in real-time 1v1 multiplayer matches with one hero at a time.
At the beginning of every match, both we and our opponent select which hero to start with. If our hero dies, we get to switch it out with one of the two remaining heroes. We keep going like this until we run out of heroes or have defeated the opponent’s heroes.
Each of the 16 total heroes have unique weapons, abilities, and stats that increase over time as they’re leveled up. Sometimes, we even get to select between two different upgrades, allowing us to customize each hero. Using a hero with stats and abilities that optimally counters the opponent’s hero is key to winning, and it makes combat fun and engaging.
After every match, we progress in the Arena ladder and Battle Pass progression system, both of which provide gold and hero cards used to unlock new heroes and upgrade existing ones.
The touch controls that include a left-side joystick and multiple attack and ability buttons on the right side are well-calibrated, and the punches and weapon attacks feel heavy and powerful. And with ranked, unranked, friendly matches, and AI game modes, there is plenty to dive into.
Shadow Fight Arena monetizes through a $13.49 monthly Battle Pass and hero loot boxes that allow paying players to progress faster than free players. It is all around one of the most impressive fighting games on mobile, but just be aware that while everything can be grinded, the monetization might make it difficult to progress fast without buying the Battle Pass.
Google Play: Here
MiniReview link: Here
NEW REVIEW APP: You can search and filter reviews and games I've played (and more) in my app MiniReview: https://play.google.com/store/apps/details?id=minireview.best.android.games.reviews
Outdated (replaced by MiniReview): Sheet of all games I've played so far: https://docs.google.com/spreadsheets/d/1bf0OxtVxrboZqyEh01AxJYUUqHm8tEfh-Lx-SugcrzY/edit?usp=sharing
TL;DR Video Summary (with gameplay) of last week's 3 games: https://youtu.be/bazJkOqBWLQ
Episode 001 Episode 002 Episode 003 Episode 004 Episode 005 Episode 006 Episode 007 Episode 008 Episode 009 Episode 010 Episode 011 Episode 012 Episode 013 Episode 014 Episode 015 Episode 016 Episode 017 Episode 018 Episode 019 Episode 020 Episode 021 Episode 022 Episode 023 Episode 024 Episode 025 Episode 026 Episode 027 Episode 028 Episode 029 Episode 030 Episode 031 Episode 032 Episode 033 Episode 034 Episode 035 Episode 036 Episode 037 Episode 038 Episode 039 Episode 040 Episode 041 Episode 042 Episode 043 Episode 044 Episode 045 Episode 046 Episode 047 Episode 048 Episode 049 Episode 050 Episode 051 Episode 052 Episode 053 Episode 054 Episode 055 Episode 056 Episode 057 Episode 058 Episode 059 Episode 060 Episode 061 Episode 062 Episode 063 Episode 064 Episode 065 Episode 066 Episode 067 Episode 068 Episode 069 Episode 070 Episode 071 Episode 072 Episode 073 Episode 074 Episode 075 Episode 076 Episode 077 Episode 078 Episode 079 Episode 080 Episode 081 Episode 082 Episode 083 Episode 084 Episode 085 Episode 086 Episode 087 Episode 088 Episode 089 Episode 090 Episode 091 Episode 092 Episode 093 Episode 094 Episode 095 Episode 096 Episode 097 Episode 098 Episode 099 Episode 100 Episode 101 Episode 102 Episode 103 Episode 104 Episode 105 Episode 106 Episode 107 Episode 108 Episode 109 Episode 110 Episode 111 Episode 112 Episode 113 Episode 114 Episode 115 Episode 116 Episode 117 Episode 118 Episode 119 Episode 120 Episode 121 Episode 122 Episode 123 Episode 124 Episode 125 Episode 126 Episode 127 Episode 128 Episode 129 Episode 130 Episode 131 Episode 132 Episode 133 Episode 134 Episode 135 Episode 136 Episode 137 Episode 138 Episode 139 Episode 140 Episode 141 Episode 142 Episode 143 Episode 144 Episode 145 Episode 146 Episode 147 Episode 148 Episode 149 Episode 150 Episode 151 Episode 152 Episode 153 Episode 154 Episode 155 Episode 156 Episode 157 Episode 158 Episode 159
submitted by NimbleThor to AndroidGaming [link] [comments]

Playboy going public: Porn, Gambling, and Cannabis

NEW INFO 5 Results from share redemption are posted. Less than .2% redeemed. Very bullish as investors are showing extreme confidence in the future of PLBY.
https://finance.yahoo.com/news/playboy-mountain-crest-acquisition-corp-120000721.html
NEW INFO 4 Definitive Agreement to purchase 100% of Lovers brand stores announced 2/1.
https://www.streetinsider.com/Corporate+News/Playboy+%28MCAC%29+Confirms+Deal+to+Acquire+Lovers/17892359.html
NEW INFO 3 I bought more on the dip today. 5081 total. Price rose AH to $12.38 (2.15%)
NEW INFO 2 Here is the full webinar.
https://icrinc.zoom.us/rec/play/9GWKdmOYumjWfZuufW3QXpe_FW_g--qeNbg6PnTjTMbnNTgLmCbWjeRFpQga1iPc-elpGap8dnDv8Zww.yD7DjUwuPmapeEdP?continueMode=true&tk=lEYc4F_FkKlgsmCIs6w0gtGHT2kbgVGbUju3cIRBSjk.DQIAAAAV8NK49xZWdldRM2xNSFNQcTBmcE00UzM3bXh3AAAAAAAAAAAAAAAAAAAAAAAAAAAA&uuid=WN_GKWqbHkeSyuWetJmLFkj4g&_x_zm_rtaid=kR45-uuqRE-L65AxLjpbQw.1611967079119.2c054e3d3f8d8e63339273d9175939ed&_x_zm_rhtaid=866
NEW INFO 1 Live merger webinar with PLBY and MCAC on Friday January 29, 2021 at 12:00 NOON EST link below
https://mcacquisition.com/investor-relations/press-release-details/2021/Playboy-Enterprises-Inc.-and-Mountain-Crest-Acquisition-Corp-Participate-in-SPACInsider-ICR-Webinar-on-January-29th-at-12pm-ET/default.aspx
Playboy going public: Porn, Gambling, and Cannabis
!!!WARNING READING AHEAD!!! TL;DR at the end. It will take some time to sort through all the links and read/watch everything, but you should.
In the next couple weeks, Mountain Crest Acquisition Corp is taking Playboy public. The existing ticker MCAC will become PLBY. Special purpose acquisition companies have taken private companies public in recent months with great success. I believe this will be no exception. Notably, Playboy is profitable and has skyrocketing revenue going into a transformational growth phase.
Porn - First and foremost, let's talk about porn. I know what you guys are thinking. “Porno mags are dead. Why would I want to invest in something like that? I can get porn for free online.” Guess what? You are absolutely right. And that’s exactly why Playboy doesn’t do that anymore. That’s right, they eliminated their print division. And yet they somehow STILL make money from porn that people (see: boomers) pay for on their website through PlayboyTV, Playboy Plus, and iPlayboy. Here’s the thing: Playboy has international, multi-generational name recognition from porn. They have content available in 180 countries. It will be the only publicly traded adult entertainment (porn) company. But that is not where this company is going. It will help support them along the way. You can see every Playboy magazine through iPlayboy if you’re interested. NSFW links below:
https://www.playboy.com/
https://www.playboytv.com/
https://www.playboyplus.com/
https://www.iplayboy.com/
Gambling - Some of you might recognize the Playboy brand from gambling trips to places like Las Vegas, Atlantic City, Cancun, London or Macau. They’ve been in the gambling biz for decades through their casinos, clubs, and licensed gaming products. They see the writing on the wall. COVID is accelerating the transition to digital, application based GAMBLING. That’s right. What we are doing on Robinhood with risky options is gambling, and the only reason regulators might give a shit anymore is because we are making too much money. There may be some restrictions put in place, but gambling from your phone on your couch is not going anywhere. More and more states are allowing things like Draftkings, poker, state ‘lottery” apps, hell - even political betting. Michigan and Virginia just ok’d gambling apps. They won’t be the last. This is all from your couch and any 18 year old with a cracked iphone can access it. Wouldn’t it be cool if Playboy was going to do something like that? They’re already working on it. As per CEO Ben Kohn who we will get to later, “...the company’s casino-style digital gaming products with Scientific Games and Microgaming continue to see significant global growth.” Honestly, I stopped researching Scientific Games' sports betting segment when I saw the word ‘omni-channel’. That told me all I needed to know about it’s success.
“Our SG Sports™ platform is an enhanced, omni-channel solution for online, self-service and retail fixed odds sports betting – from soccer to tennis, basketball, football, baseball, hockey, motor sports, racing and more.”
https://www.scientificgames.com/
https://www.microgaming.co.uk/
“This latter segment has become increasingly enticing for Playboy, and it said last week that it is considering new tie-ups that could include gaming operators like PointsBet and 888Holdings.”
https://calvinayre.com/2020/10/05/business/playboys-gaming-ops-could-get-a-boost-from-spac-purchase/
As per their SEC filing:
“Significant consumer engagement and spend with Playboy-branded gaming properties around the world, including with leading partners such as Microgaming, Scientific Games, and Caesar’s Entertainment, steers our investment in digital gaming, sports betting and other digital offerings to further support our commercial strategy to expand consumer spend with minimal marginal cost, and gain consumer data to inform go-to-market plans across categories.”
https://www.sec.gov/Archives/edgadata/1803914/000110465921005986/tm2034213-12_defm14a.htm#tMDAA1
They are expanding into more areas of gaming/gambling, working with international players in the digital gaming/gambling arena, and a Playboy sportsbook is on the horizon.
https://www.playboy.com/read/the-pleasure-of-playing-with-yourself-mobile-gaming-in-the-covid-era
Cannabis - If you’ve ever read through a Playboy magazine, you know they’ve had a positive relationship with cannabis for many years. As of September 2020, Playboy has made a major shift into the cannabis space. Too good to be true you say? Check their website. Playboy currently sells a range of CBD products. This is a good sign. Federal hemp products, which these most likely are, can be mailed across state lines and most importantly for a company like Playboy, can operate through a traditional banking institution. CBD products are usually the first step towards the cannabis space for large companies. Playboy didn’t make these products themselves meaning they are working with a processor in the cannabis industry. Another good sign for future expansion. What else do they have for sale? Pipes, grinders, ashtrays, rolling trays, joint holders. Hmm. Ok. So it looks like they want to sell some shit. They probably don’t have an active interest in cannabis right? Think again:
https://www.forbes.com/sites/javierhasse/2020/09/24/playboy-gets-serious-about-cannabis-law-reform-advocacy-with-new-partnership-grants/?sh=62f044a65cea
“Taking yet another step into the cannabis space, Playboy will be announcing later on Thursday (September, 2020) that it is launching a cannabis law reform and advocacy campaign in partnership with National Organization for the Reform of Marijuana Laws (NORML), Last Prisoner Project, Marijuana Policy Project, the Veterans Cannabis Project, and the Eaze Momentum Program.”
“According to information procured exclusively, the three-pronged campaign will focus on calling for federal legalization. The program also includes the creation of a mentorship plan, through which the Playboy Foundation will support entrepreneurs from groups that are underrepresented in the industry.” Remember that CEO Kohn from earlier? He wrote this recently:
https://medium.com/naked-open-letters-from-playboy/congress-must-pass-the-more-act-c867c35239ae
Seems like he really wants weed to be legal? Hmm wonder why? The writing's on the wall my friends. Playboy wants into the cannabis industry, they are making steps towards this end, and we have favorable conditions for legislative progress.
Don’t think branding your own cannabis line is profitable or worthwhile? Tell me why these 41 celebrity millionaires and billionaires are dummies. I’ll wait.
https://www.celebstoner.com/news/celebstoner-news/2019/07/12/top-celebrity-cannabis-brands/
Confirmation: I hear you. “This all seems pretty speculative. It would be wildly profitable if they pull this shift off. But how do we really know?” Watch this whole video:
https://finance.yahoo.com/video/playboy-ceo-telling-story-female-154907068.html
Man - this interview just gets my juices flowing. And highlights one of my favorite reasons for this play. They have so many different business avenues from which a catalyst could appear. I think paying attention, holding shares, and options on these staggered announcements over the next year is the way I am going to go about it. "There's definitely been a shift to direct-to-consumer," he (Kohn) said. "About 50 percent of our revenue today is direct-to-consumer, and that will continue to grow going forward.” “Kohn touted Playboy's portfolio of both digital and consumer products, with casino-style gaming, in particular, serving a crucial role under the company's new business model. Playboy also has its sights on the emerging cannabis market, from CBD products to marijuana products geared toward sexual health and pleasure.” "If THC does become legal in the United States, we have developed certain strains to enhance your sex life that we will launch," Kohn said. https://cheddar.com/media/playboy-goes-public-health-gaming-lifestyle-focus Oh? The CEO actually said it? Ok then. “We have developed certain strains…” They’re already working with growers on strains and genetics? Ok. There are several legal cannabis markets for those products right now, international and stateside. I expect Playboy licensed hemp and THC pre-rolls by EOY. Something like this: https://www.etsy.com/listing/842996758/10-playboy-pre-roll-tubes-limited?ga_order=most_relevant&ga_search_type=all&ga_view_type=gallery&ga_search_query=pre+roll+playboy&ref=sr_gallery-1-2&organic_search_click=1 Maintaining cannabis operations can be costly and a regulatory headache. Playboy’s licensing strategy allows them to pick successful, established partners and sidestep traditional barriers to entry. You know what I like about these new markets? They’re expanding. Worldwide. And they are going to be a bigger deal than they already are with or without Playboy. Who thinks weed and gambling are going away? Too many people like that stuff. These are easy markets. And Playboy is early enough to carve out their spot in each. Fuck it, read this too: https://www.forbes.com/sites/jimosman/2020/10/20/playboy-could-be-the-king-of-spacs-here-are-three-picks/?sh=2e13dcaa3e05
Numbers: You want numbers? I got numbers. As per the company’s most recent SEC filing:
“For the year ended December 31, 2019, and the nine months ended September 30, 2020, Playboy’s historical consolidated revenue was $78.1 million and $101.3 million, respectively, historical consolidated net income (loss) was $(23.6) million and $(4.8) million, respectively, and Adjusted EBITDA was $13.1 million and $21.8 million, respectively.”
“In the nine months ended September 30, 2020, Playboy’s Licensing segment contributed $44.2 million in revenue and $31.1 million in net income.”
“In the ninth months ended September 30, 2020, Playboy’s Direct-to-Consumer segment contributed $40.2 million in revenue and net income of $0.1 million.”
“In the nine months ended September 30, 2020, Playboy’s Digital Subscriptions and Content segment contributed $15.4 million in revenue and net income of $7.4 million.”
They are profitable across all three of their current business segments.
“Playboy’s return to the public markets presents a transformed, streamlined and high-growth business. The Company has over $400 million in cash flows contracted through 2029, sexual wellness products available for sale online and in over 10,000 major retail stores in the US, and a growing variety of clothing and branded lifestyle and digital gaming products.”
https://www.sec.gov/Archives/edgadata/1803914/000110465921005986/tm2034213-12_defm14a.htm#tSHCF
Growth: Playboy has massive growth in China and massive growth potential in India. “In China, where Playboy has spent more than 25 years building its business, our licensees have an enormous footprint of nearly 2,500 brick and mortar stores and 1,000 ecommerce stores selling high quality, Playboy-branded men’s casual wear, shoes/footwear, sleepwear, swimwear, formal suits, leather & non-leather goods, sweaters, active wear, and accessories. We have achieved significant growth in China licensing revenues over the past several years in partnership with strong licensees and high-quality manufacturers, and we are planning for increased growth through updates to our men’s fashion lines and expansion into adjacent categories in men’s skincare and grooming, sexual wellness, and women’s fashion, a category where recent launches have been well received.” The men’s market in China is about the same size as the entire population of the United States and European Union combined. Playboy is a leading brand in this market. They are expanding into the women’s market too. Did you know CBD toothpaste is huge in China? China loves CBD products and has hemp fields that dwarf those in the US. If Playboy expands their CBD line China it will be huge. Did you know the gambling money in Macau absolutely puts Las Vegas to shame? Technically, it's illegal on the mainland, but in reality, there is a lot of gambling going on in China. https://www.forbes.com/sites/javierhasse/2020/10/19/magic-johnson-and-uncle-buds-cbd-brand-enter-china-via-tmall-partnership/?sh=271776ca411e “In India, Playboy today has a presence through select apparel licensees and hospitality establishments. Consumer research suggests significant growth opportunities in the territory with Playboy’s brand and categories of focus.” “Playboy Enterprises has announced the expansion of its global consumer products business into India as part of a partnership with Jay Jay Iconic Brands, a leading fashion and lifestyle Company in India.” “The Indian market today is dominated by consumers under the age of 35, who represent more than 65 percent of the country’s total population and are driving India’s significant online shopping growth. The Playboy brand’s core values of playfulness and exploration resonate strongly with the expressed desires of today’s younger millennial consumers. For us, Playboy was the perfect fit.” “The Playboy international portfolio has been flourishing for more than 25 years in several South Asian markets such as China and Japan. In particular, it has strategically targeted the millennial and gen-Z audiences across categories such as apparel, footwear, home textiles, eyewear and watches.” https://www.licenseglobal.com/industry-news/playboy-expands-global-footprint-india It looks like they gave COVID the heisman in terms of net damage sustained: “Although Playboy has not suffered any material adverse consequences to date from the COVID-19 pandemic, the business has been impacted both negatively and positively. The remote working and stay-at-home orders resulted in the closure of the London Playboy Club and retail stores of Playboy’s licensees, decreasing licensing revenues in the second quarter, as well as causing supply chain disruption and less efficient product development thereby slowing the launch of new products. However, these negative impacts were offset by an increase in Yandy’s direct-to-consumer sales, which have benefited in part from overall increases in online retail sales so far during the pandemic.” Looks like the positives are long term (Yandy acquisition) and the negatives are temporary (stay-at-home orders).
https://www.sec.gov/Archives/edgadata/1803914/000110465921006093/tm213766-1_defa14a.htm
This speaks to their ability to maintain a financially solvent company throughout the transition phase to the aforementioned areas. They’d say some fancy shit like “expanded business model to encompass four key revenue streams: Sexual Wellness, Style & Apparel, Gaming & Lifestyle, and Beauty & Grooming.” I hear “we’re just biding our time with these trinkets until those dollar dollar bill y’all markets are fully up and running.” But the truth is these existing revenue streams are profitable, scalable, and rapidly expanding Playboy’s e-commerce segment around the world.
"Even in the face of COVID this year, we've been able to grow EBITDA over 100 percent and revenue over 68 percent, and I expect that to accelerate going into 2021," he said. “Playboy is accelerating its growth in company-owned and branded consumer products in attractive and expanding markets in which it has a proven history of brand affinity and consumer spend.”
Also in the SEC filing, the Time Frame:
“As we detailed in the definitive proxy statement, the SPAC stockholder meeting to vote on the transaction has been set for February 9th, and, subject to stockholder approval and satisfaction of the other closing conditions, we expect to complete the merger and begin trading on NASDAQ under ticker PLBY shortly thereafter,” concluded Kohn.
The Players: Suhail “The Whale” Rizvi (HMFIC), Ben “The Bridge” Kohn (CEO), “lil” Suying Liu & “Big” Dong Liu (Young-gun China gang). I encourage you to look these folks up. The real OG here is Suhail Rizvi. He’s from India originally and Chairman of the Board for the new PLBY company. He was an early investor in Twitter, Square, Facebook and others. His firm, Rizvi Traverse, currently invests in Instacart, Pinterest, Snapchat, Playboy, and SpaceX. Maybe you’ve heard of them. “Rizvi, who owns a sprawling three-home compound in Greenwich, Connecticut, and a 1.65-acre estate in Palm Beach, Florida, near Bill Gates and Michael Bloomberg, moved to Iowa Falls when he was five. His father was a professor of psychology at Iowa. Along with his older brother Ashraf, a hedge fund manager, Rizvi graduated from Wharton business school.” “Suhail Rizvi: the 47-year-old 'unsocial' social media baron: When Twitter goes public in the coming weeks (2013), one of the biggest winners will be a 47-year-old financier who guards his secrecy so zealously that he employs a person to take down his Wikipedia entry and scrub his photos from the internet. In IPO, Twitter seeks to be 'anti-FB'” “Prince Alwaleed bin Talal of Saudi Arabia looks like a big Twitter winner. So do the moneyed clients of Jamie Dimon. But as you’ve-got-to-be-joking wealth washed over Twitter on Thursday — a company that didn’t exist eight years ago was worth $31.7 billion after its first day on the stock market — the non-boldface name of the moment is Suhail R. Rizvi. Mr. Rizvi, 47, runs a private investment company that is the largest outside investor in Twitter with a 15.6 percent stake worth $3.8 billion at the end of trading on Thursday (November, 2013). Using a web of connections in the tech industry and in finance, as well as a hearty dose of good timing, he brought many prominent names in at the ground floor, including the Saudi prince and some of JPMorgan’s wealthiest clients.” https://www.nytimes.com/2013/11/08/technology/at-twitter-working-behind-the-scenes-toward-a-billion-dollar-payday.html Y’all like that Arab money? How about a dude that can call up Saudi Princes and convince them to spend? Funniest shit about I read about him: “Rizvi was able to buy only $100 million in Facebook shortly before its IPO, thus limiting his returns, according to people with knowledge of the matter.” Poor guy :(
He should be fine with the 16 million PLBY shares he's going to have though :)
Shuhail also has experience in the entertainment industry. He’s invested in companies like SESAC, ICM, and Summit Entertainment. He’s got Hollywood connections to blast this stuff post-merger. And he’s at least partially responsible for that whole Twilight thing. I’m team Edward btw.
I really like what Suhail has done so far. He’s lurked in the shadows while Kohn is consolidating the company, trimming the fat, making Playboy profitable, and aiming the ship at modern growing markets.
https://www.reuters.com/article/us-twitter-ipo-rizvi-insight/insight-little-known-hollywood-investor-poised-to-score-with-twitter-ipo-idUSBRE9920VW20131003
Ben “The Bridge” Kohn is an interesting guy. He’s the connection between Rizvi Traverse and Playboy. He’s both CEO of Playboy and was previously Managing Partner at Rizvi Traverse. Ben seems to be the voice of the Playboy-Rizvi partnership, which makes sense with Suhail’s privacy concerns. Kohn said this:
“Today is a very big day for all of us at Playboy and for all our partners globally. I stepped into the CEO role at Playboy in 2017 because I saw the biggest opportunity of my career. Playboy is a brand and platform that could not be replicated today. It has massive global reach, with more than $3B of global consumer spend and products sold in over 180 countries. Our mission – to create a culture where all people can pursue pleasure – is rooted in our 67-year history and creates a clear focus for our business and role we play in people’s lives, providing them with the products, services and experiences that create a lifestyle of pleasure. We are taking this step into the public markets because the committed capital will enable us to accelerate our product development and go-to-market strategies and to more rapidly build our direct to consumer capabilities,” said Ben Kohn, CEO of Playboy.
“Playboy today is a highly profitable commerce business with a total addressable market projected in the trillions of dollars,” Mr. Kohn continued, “We are actively selling into the Sexual Wellness consumer category, projected to be approximately $400 billion in size by 2024, where our recently launched intimacy products have rolled out to more than 10,000 stores at major US retailers in the United States. Combined with our owned & operated ecommerce Sexual Wellness initiatives, the category will contribute more than 40% of our revenue this year. In our Apparel and Beauty categories, our collaborations with high-end fashion brands including Missguided and PacSun are projected to achieve over $50M in retail sales across the US and UK this year, our leading men’s apparel lines in China expanded to nearly 2500 brick and mortar stores and almost 1000 digital stores, and our new men’s and women’s fragrance line recently launched in Europe. In Gaming, our casino-style digital gaming products with Scientific Games and Microgaming continue to see significant global growth. Our product strategy is informed by years of consumer data as we actively expand from a purely licensing model into owning and operating key high-growth product lines focused on driving profitability and consumer lifetime value. We are thrilled about the future of Playboy. Our foundation has been set to drive further growth and margin, and with the committed capital from this transaction and our more than $180M in NOLs, we will take advantage of the opportunity in front of us, building to our goal of $100M of adjusted EBITDA in 2025.”
https://www.businesswire.com/news/home/20201001005404/en/Playboy-to-Become-a-Public-Company
Also, according to their Form 4s, “Big” Dong Liu and “lil” Suying Liu just loaded up with shares last week. These guys are brothers and seem like the Chinese market connection. They are only 32 & 35 years old. I don’t even know what that means, but it's provocative.
https://www.secform4.com/insider-trading/1832415.htm
https://finance.yahoo.com/news/mountain-crest-acquisition-corp-ii-002600994.html
Y’all like that China money?
“Mr. Liu has been the Chief Financial Officer of Dongguan Zhishang Photoelectric Technology Co., Ltd., a regional designer, manufacturer and distributor of LED lights serving commercial customers throughout Southern China since November 2016, at which time he led a syndicate of investments into the firm. Mr. Liu has since overseen the financials of Dongguan Zhishang as well as provided strategic guidance to its board of directors, advising on operational efficiency and cash flow performance. From March 2010 to October 2016, Mr. Liu was the Head of Finance at Feidiao Electrical Group Co., Ltd., a leading Chinese manufacturer of electrical outlets headquartered in Shanghai and with businesses in the greater China region as well as Europe.”
Dr. Suying Liu, Chairman and Chief Executive Officer of Mountain Crest Acquisition Corp., commented, “Playboy is a unique and compelling investment opportunity, with one of the world’s largest and most recognized brands, its proven consumer affinity and spend, and its enormous future growth potential in its four product segments and new and existing geographic regions. I am thrilled to be partnering with Ben and his exceptional team to bring his vision to fruition.”
https://www.businesswire.com/news/home/20201001005404/en/Playboy-to-Become-a-Public-Company
These guys are good. They have a proven track record of success across multiple industries. Connections and money run deep with all of these guys. I don’t think they’re in the game to lose.
I was going to write a couple more paragraphs about why you should have a look at this but really the best thing you can do is read this SEC filing from a couple days ago. It explains the situation in far better detail. Specifically, look to page 137 and read through their strategy. Also, look at their ownership percentages and compensation plans including the stock options and their prices. The financials look great, revenue is up 90% Q3, and it looks like a bright future.
https://www.sec.gov/Archives/edgadata/1803914/000110465921005986/tm2034213-12_defm14a.htm#tSHCF
I’m hesitant to attach this because his position seems short term, but I’m going to with a warning because he does hit on some good points (two are below his link) and he’s got a sizable position in this thing (500k+ on margin, I think). I don’t know this guy but he did look at the same publicly available info and make roughly the same prediction, albeit without the in depth gambling or cannabis mention. You can also search reddit for ‘MCAC’ and very few relevant results come up and none of them even come close to really looking at this thing.
https://docs.google.com/document/d/1gOvAd6lebs452hFlWWbxVjQ3VMsjGBkbJeXRwDwIJfM/edit?usp=sharing
“Also, before you people start making claims that Playboy is a “boomer” company, STOP RIGHT THERE. This is not a good argument. Simply put. The only thing that matters is Playboy’s name recognition, not their archaic business model which doesn’t even exist anymore as they have completely repurposed their business.”
“Imagine not buying $MCAC at a 400M valuation lol. Streetwear department is worth 1B alone imo.”
Considering the ridiculous Chinese growth as a lifestyle brand, he’s not wrong.
Current Cultural Significance and Meme Value: A year ago I wouldn’t have included this section but the events from the last several weeks (even going back to tsla) have proven that a company’s ability to meme and/or gain social network popularity can have an effect. Tik-tok, Snapchat, Twitch, Reddit, Youtube, Facebook, Twitter. They all have Playboy stuff on them. Kids in middle and highschool know what Playboy is but will likely never see or touch one of the magazines in person. They’ll have a Playboy hoodie though. Crazy huh? A lot like GME, PLBY would hugely benefit from meme-value stock interest to drive engagement towards their new business model while also building strategic coffers. This interest may not directly and/or significantly move the stock price but can generate significant interest from larger players who will.
Bull Case: The year is 2025. Playboy is now the world leader pleasure brand. They began by offering Playboy licensed gaming products, including gambling products, direct to consumers through existing names. By 2022, demand has skyrocketed and Playboy has designed and released their own gambling platforms. In 2025, they are also a leading cannabis brand in the United States and Canada with proprietary strains and products geared towards sexual wellness. Cannabis was legalized in the US in 2023 when President Biden got glaucoma but had success with cannabis treatment. He personally pushes for cannabis legalization as he steps out of office after his first term. Playboy has also grown their brand in China and India to multi-billion per year markets. The stock goes up from 11ish to 100ish and everyone makes big gains buying somewhere along the way.
Bear Case: The United States does a complete 180 on marijuana and gambling. President Biden overdoses on marijuana in the Lincoln bedroom when his FDs go tits up and he loses a ton of money in his sports book app after the Fighting Blue Hens narrowly lose the National Championship to Bama. Playboy is unable to expand their cannabis and gambling brands but still does well with their worldwide lifestyle brand. They gain and lose some interest in China and India but the markets are too large to ignore them completely. The stock goes up from 11ish to 13ish and everyone makes 15-20% gains.
TL;DR: Successful technology/e-commerce investment firm took over Playboy to turn it into a porn, online gambling/gaming, sports book, cannabis company, worldwide lifestyle brand that promotes sexual wellness, vetern access, women-ownership, minority-ownership, and “pleasure for all”. Does a successful online team reinventing an antiquated physical copy giant sound familiar? No options yet, shares only for now. $11.38 per share at time of writing. My guess? $20 by the end of February. $50 by EOY. This is not financial advice. I am not qualified to give financial advice. I’m just sayin’ I would personally use a Playboy sports book app while smoking a Playboy strain specific joint and it would be cool if they did that. Do your own research. You’d probably want to start here:
WARNING - POTENTIALLY NSFW - SEXY MODELS AHEAD - no actual nudity though
https://s26.q4cdn.com/895475556/files/doc_presentations/Playboy-Craig-Hallum-Conference-Investor-Presentation-11_17_20-compressed.pdf
Or here:
https://www.mcacquisition.com/investor-relations/default.aspx
Jimmy Chill: “Get into any SPAC at $10 or $11 and you are going to make money.”
STL;DR: Buy MCAC. MCAC > PLBY couple weeks. Rocketship. Moon.
Position: 5000 shares. I will buy short, medium, and long-dated calls once available.
submitted by jeromeBDpowell to SPACs [link] [comments]

best board game apps to play with friends online video

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Top 10 Board Games to Play Online on Tabletopia - YouTube

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best board game apps to play with friends online

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